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Single Family ResidenceResidential
$443,623$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Feb 16, 1993

3 CABERNET CT

SCHENECTADY, NY 12309
4
Beds
1.5
Baths
1,956 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$444K
$417K low$470K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Feb 16, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$443,623
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$354,898

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,328 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyALBANY
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 90 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Veeder Elementary SchoolA-
Elementary · Grades PK–4 · 1.3 mi
M
Lisha Kill Middle SchoolB
Middle · Grades 5–8 · 1.5 mi
H
Colonie Central High SchoolB+
High · Grades 9–12 · 4.7 mi

District: South Colonie Central School District

Neighborhood · ZIP 12309These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.31,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,409
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,373
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Cabernet Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Albany County
  • Costs more per square foot than 71% of homes in Schenectady 12309
  • Newer than 78% of homes in Albany County

What homes are worth in Schenectady 12309

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$842K

This home is worth more than 66% of homes in Schenectady 12309.

How it measures up in Schenectady 12309

The dot is this home. The mark in the middle is the typical home in Schenectady 12309.

Estimated value$443,623
CheaperTypical $382,428Pricier

Pricier than 66% of homes nearby

Price per ft²$227
CheaperTypical $205Pricier

Pricier than 71% of homes nearby

Living area1,956 ft²
SmallerTypical 1,905 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.28 ac
SmallerTypical 0.33 acBigger

Bigger than 43% of homes nearby

Year built1986
OlderTypical 1959Newer

Newer than 76% of homes nearby

How 3 Cabernet Ct ranks against every home in each area.
MeasureThis homeSchenectady 12309Albany County
Estimated valuepricier than$443,62366% of homes72% of homes
Price per ft²pricier than$22771% of homes55% of homes
Living areabigger than1,956 ft²53% of homes60% of homes
Lot sizebigger than0.28 ac43% of homes55% of homes
Year builtnewer than198676% of homes78% of homes

About 3 Cabernet Ct

How much is 3 Cabernet Ct, Schenectady, NY worth?

The TopHap Estimate for 3 Cabernet Ct, Schenectady, NY is $443,623 as of Jul 14, 2026. The likely range is $417,396 to $469,850. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Cabernet Ct, Schenectady, NY last sell?

3 Cabernet Ct, Schenectady, NY last sold on Feb 16, 1993 for $135,000, according to the county's recorded deed.

How big is 3 Cabernet Ct, Schenectady, NY?

3 Cabernet Ct, Schenectady, NY has 4 bedrooms, 1.5 bathrooms, 1,956 square feet of living space and a 0.28-acre lot.

When was 3 Cabernet Ct, Schenectady, NY built?

3 Cabernet Ct, Schenectady, NY was built in 1986, making it 40 years old. It is a split level home. The building has 1 story.

What schools serve 3 Cabernet Ct, Schenectady, NY?

3 Cabernet Ct, Schenectady, NY is assigned to Veeder Elementary School (elementary), rated A-; Lisha Kill Middle School (middle), rated B; Colonie Central High School (high), rated B+. All sit in South Colonie Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Cabernet Ct, Schenectady, NY compare to other homes in Schenectady 12309?

Among the 10,846 homes in Schenectady 12309, it is worth more than 66% of them ($443,623 against a typical $382,428), its price per square foot is higher than 71% of them ($227 against a typical $205), it is bigger than 53% of them (1,956 ft² against a typical 1,905 ft²), its lot is bigger than 43% of them (0.28 ac against a typical 0.33 ac) and it is newer than 76% of them (1986 against a typical 1959). Measured against all of Albany County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Cabernet Ct, Schenectady, NY?

The 2025 property tax bill for 3 Cabernet Ct, Schenectady, NY was $5,328. The county assessed it at $139,000.

Closest homes

More homes in Schenectady 12309

Assigned schools

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