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Duplex (2 Units, Any Combination)Residential
Last sold for $290,000 on Aug 13, 2006

3 FRANCIS ST

WATERBURY, CT 06708
5
Beds
3.5
Baths
2,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Aug 13, 2006
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,700
AMERICAS WHOLESALE LOAN · recorded Oct 31, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,251 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,659

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
B. W. Tinker Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
H
Kennedy High SchoolD-
High · Grades 9–12 · 0.5 mi
M
West Side Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Francis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 94% of homes in Town Plot
  • Has a smaller lot than 93% of homes in Naugatuck Valley County
  • Newer than 81% of homes in Waterbury 06708

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Living area2,704 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.11 ac
SmallerTypical 0.21 acBigger

Bigger than 8% of homes nearby

Year built1986
OlderTypical 1959Newer

Newer than 81% of homes nearby

How 3 Francis St ranks against every home in each area.
MeasureThis homeTown PlotWaterbury 06708Naugatuck Valley County
Living areabigger than2,704 ft²94% of homes92% of homes88% of homes
Lot sizebigger than0.11 ac9% of homes8% of homes7% of homes
Year builtnewer than198679% of homes81% of homes74% of homes

About 3 Francis St

When did 3 Francis St, Waterbury, CT last sell?

3 Francis St, Waterbury, CT last sold on Aug 13, 2006 for $290,000, according to the county's recorded deed.

How big is 3 Francis St, Waterbury, CT?

3 Francis St, Waterbury, CT has 5 bedrooms, 3.5 bathrooms, 2,704 square feet of living space and a 0.11-acre lot.

When was 3 Francis St, Waterbury, CT built?

3 Francis St, Waterbury, CT was built in 1986, making it 40 years old. It is a duplex single home. The building has 2 stories.

What schools serve 3 Francis St, Waterbury, CT?

3 Francis St, Waterbury, CT is assigned to B. W. Tinker Elementary School (elementary), rated C; Kennedy High School (high), rated D-; West Side Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Francis St, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,807 homes in Waterbury 06708, it is bigger than 92% of them (2,704 ft² against a typical 1,330 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.21 ac) and it is newer than 81% of them (1986 against a typical 1959). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Francis St, Waterbury, CT?

The 2024 property tax bill for 3 Francis St, Waterbury, CT was $12,251. The county assessed it at $272,370.

Closest homes

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Assigned schools

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