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Single Family ResidenceResidential
$349,900$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $343,000 on Jul 13, 2026

3 FREMONT ST

OXFORD, MA 01540
2
Beds
1
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$350K
$334K low$365K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$343,000 · Jul 13, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,120
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
ARGENT MORTGAGE CO LLC · recorded Aug 17, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,500
HOMETOWN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$39 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$305,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,675

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred M Chaffee
Elementary · Grades KG–2 · 0.7 mi
H
Oxford High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Fremont St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Oxford 01540
  • Costs less per square foot than 77% of homes in Worcester County
  • Smaller than 69% of homes in Worcester County
  • Has a smaller lot than 91% of homes in Oxford 01540
  • Older than 92% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$285K$759K

This home is worth more than 11% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$349,900
CheaperTypical $421,715Pricier

Pricier than 11% of homes nearby

Price per ft²$259
CheaperTypical $296Pricier

Pricier than 25% of homes nearby

Living area1,352 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.23 ac
SmallerTypical 0.52 acBigger

Bigger than 9% of homes nearby

Year built1900
OlderTypical 1972Newer

Newer than 8% of homes nearby

How 3 Fremont St ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$349,90011% of homes15% of homes
Price per ft²pricier than$25925% of homes23% of homes
Living areabigger than1,352 ft²42% of homes31% of homes
Lot sizebigger than0.23 ac9% of homes24% of homes
Year builtnewer than19008% of homes13% of homes

About 3 Fremont St

How much is 3 Fremont St, Oxford, MA worth?

The TopHap Estimate for 3 Fremont St, Oxford, MA is $349,900 as of Jul 14, 2026. The likely range is $334,494 to $365,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Fremont St, Oxford, MA last sell?

3 Fremont St, Oxford, MA last sold on Jul 13, 2026 for $343,000, according to the county's recorded deed.

How big is 3 Fremont St, Oxford, MA?

3 Fremont St, Oxford, MA has 2 bedrooms, 1 bathrooms, 1,352 square feet of living space and a 0.23-acre lot.

When was 3 Fremont St, Oxford, MA built?

3 Fremont St, Oxford, MA was built in 1900, making it 126 years old. It is a conventional home.

What schools serve 3 Fremont St, Oxford, MA?

3 Fremont St, Oxford, MA is assigned to Alfred M Chaffee (elementary); Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Fremont St, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 11% of them ($349,900 against a typical $421,715), its price per square foot is higher than 25% of them ($259 against a typical $296), it is bigger than 42% of them (1,352 ft² against a typical 1,434 ft²), its lot is bigger than 9% of them (0.23 ac against a typical 0.52 ac) and it is newer than 8% of them (1900 against a typical 1972). Measured against all of Worcester County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Fremont St, Oxford, MA?

The 2025 property tax bill for 3 Fremont St, Oxford, MA was $39. The county assessed it at $305,100.

Closest homes

More homes in Oxford 01540

Assigned schools

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