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Single Family ResidenceResidential
$3,020,349$749 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,297,000 on Sep 7, 2021

3 NICOL TER

RUMSON, NJ 07760
4
Beds
1.5
Baths
4,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3M
$2.7M low$3.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,297,000 · Sep 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,297,599
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,038,079
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,722,750
BANK OF AMERICA NA · 2.62% 1 · recorded Sep 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$25,921 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,749,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,663,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,086,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,471,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,749,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.14
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 537 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rumson-Fair Haven Regional High SchoolA+
High · Grades 9–12 · 0.1 mi
M
Forrestdale SchoolA
Middle · Grades 4–8 · 0.3 mi
E
Deane-Porter SchoolA+
Elementary · Grades PK–3 · 0.3 mi

District: Rumson Borough School District

Neighborhood · ZIP 07760These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.45%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,274
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.841 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$219,842
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$337,570
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Nicol Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Monmouth County
  • Costs more per square foot than 93% of homes in Monmouth County
  • Bigger than 94% of homes in Monmouth County
  • Has a bigger lot than 91% of homes in Monmouth County
  • Newer than 78% of homes in Monmouth County

What homes are worth in Rumson 07760

Each bar is how many homes fall in that price range. The marker is this home.

This home
$500K$6.3M

This home is worth more than 74% of homes in Rumson 07760.

How it measures up in Rumson 07760

The dot is this home. The mark in the middle is the typical home in Rumson 07760.

Estimated value$3,020,349
CheaperTypical $1,952,453Pricier

Pricier than 74% of homes nearby

Price per ft²$749
CheaperTypical $751Pricier

Pricier than 49% of homes nearby

Living area4,032 ft²
SmallerTypical 2,547 ft²Bigger

Bigger than 76% of homes nearby

Lot size1.17 ac
SmallerTypical 0.27 acBigger

Bigger than 73% of homes nearby

Year built1995
OlderTypical 1972Newer

Newer than 73% of homes nearby

How 3 Nicol Ter ranks against every home in each area.
MeasureThis homeRumson 07760Monmouth County
Estimated valuepricier than$3,020,34974% of homes98% of homes
Price per ft²pricier than$74949% of homes93% of homes
Living areabigger than4,032 ft²76% of homes94% of homes
Lot sizebigger than1.17 ac73% of homes91% of homes
Year builtnewer than199573% of homes78% of homes

About 3 Nicol Ter

How much is 3 Nicol Ter, Rumson, NJ worth?

The TopHap Estimate for 3 Nicol Ter, Rumson, NJ is $3,020,349 as of Jul 14, 2026. The likely range is $2,717,386 to $3,323,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Nicol Ter, Rumson, NJ last sell?

3 Nicol Ter, Rumson, NJ last sold on Sep 7, 2021 for $2,297,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Nicol Ter, Rumson, NJ?

3 Nicol Ter, Rumson, NJ has 4 bedrooms, 1.5 bathrooms and 4,032 square feet of living space.

When was 3 Nicol Ter, Rumson, NJ built?

3 Nicol Ter, Rumson, NJ was built in 1995, making it 31 years old. It is a colonial home. The building has 1 story.

What schools serve 3 Nicol Ter, Rumson, NJ?

3 Nicol Ter, Rumson, NJ is assigned to Rumson-Fair Haven Regional High School (high), rated A+; Forrestdale School (middle), rated A; Deane-Porter School (elementary), rated A+. All sit in Rumson Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Nicol Ter, Rumson, NJ compare to other homes in Rumson 07760?

Among the 3,961 homes in Rumson 07760, it is worth more than 74% of them ($3,020,349 against a typical $1,952,453), its price per square foot is higher than 49% of them ($749 against a typical $751), it is bigger than 76% of them (4,032 ft² against a typical 2,547 ft²), its lot is bigger than 73% of them (1.17 ac against a typical 0.27 ac) and it is newer than 73% of them (1995 against a typical 1972). Measured against all of Monmouth County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Nicol Ter, Rumson, NJ?

The 2025 property tax bill for 3 Nicol Ter, Rumson, NJ was $25,921. The county assessed it at $2,749,200.

Closest homes

More homes in Rumson 07760

Assigned schools

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