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Single Family ResidenceResidential

3 ORCHARD DR

CREAM RIDGE, NJ 08514
0
Baths
4,045 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
JOSEPH GRATO · recorded May 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,108 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,273,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$958,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,196,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,273,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONMOUTH
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newell Elementary SchoolC
Elementary · Grades PK–4 · 3.5 mi
H
Allentown High SchoolC-
High · Grades 9–12 · 3.6 mi
M
Stonebridge Middle SchoolA
Middle · Grades 5–8 · 4.7 mi

District: Upper Freehold Regional School District

Neighborhood · ZIP 08514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,806
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,819
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Orchard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 94% of homes in Monmouth County
  • Has a bigger lot than 97% of homes in Monmouth County
  • Newer than 98% of homes in Cream Ridge 08514

How it measures up in Cream Ridge 08514

The dot is this home. The mark in the middle is the typical home in Cream Ridge 08514.

Living area4,045 ft²
SmallerTypical 2,266 ft²Bigger

Bigger than 86% of homes nearby

Lot size3 ac
SmallerTypical 1.28 acBigger

Bigger than 83% of homes nearby

Year built2018
OlderTypical 1989Newer

Newer than 98% of homes nearby

How 3 Orchard Dr ranks against every home in each area.
MeasureThis homeCream Ridge 08514Monmouth County
Living areabigger than4,045 ft²86% of homes94% of homes
Lot sizebigger than3 ac83% of homes97% of homes
Year builtnewer than201898% of homes97% of homes

About 3 Orchard Dr

When did 3 Orchard Dr, Cream Ridge, NJ last sell?

3 Orchard Dr, Cream Ridge, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 3 Orchard Dr, Cream Ridge, NJ built?

3 Orchard Dr, Cream Ridge, NJ was built in 2018, making it 8 years old.

What schools serve 3 Orchard Dr, Cream Ridge, NJ?

3 Orchard Dr, Cream Ridge, NJ is assigned to Newell Elementary School (elementary), rated C; Allentown High School (high), rated C-; Stonebridge Middle School (middle), rated A. All sit in Upper Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Orchard Dr, Cream Ridge, NJ compare to other homes in Cream Ridge 08514?

Among the 1,282 homes in Cream Ridge 08514, it is bigger than 86% of them (4,045 ft² against a typical 2,266 ft²), its lot is bigger than 83% of them (3 ac against a typical 1.28 ac) and it is newer than 98% of them (2018 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Orchard Dr, Cream Ridge, NJ?

The 2025 property tax bill for 3 Orchard Dr, Cream Ridge, NJ was $22,108. The county assessed it at $1,273,900.

Closest homes

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Assigned schools

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