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Single Family ResidenceResidential
$413,053$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,900 on May 19, 2016

3 RACHEL RD

WINDSOR LOCKS, CT 06096
4
Beds
2.5
Baths
1,695 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$413K
$395K low$432K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,900 · May 19, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$192,453
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,600
FLORIDA CAPITAL BANK · recorded Jun 14, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
AMERICAN MORTGAGE NETWORK INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,499 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$270,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,630

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCAPITOL
Lot (acres)The size of the land the home sits on, from county records.1.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Windsor Locks High SchoolC-
High · Grades 9–12 · 0.3 mi
M
Windsor Locks Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi
E
North Street School
Elementary · Grades PK–2 · 0.9 mi

District: Windsor Locks School District

Neighborhood · ZIP 06096These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,333 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,486
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,102
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Rachel Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Windsor Locks 06096
  • Bigger than 75% of homes in Windsor Locks 06096
  • Has a bigger lot than 96% of homes in Windsor Locks 06096
  • Older than 65% of homes in Capitol County

What homes are worth in Windsor Locks 06096

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$557K

This home is worth more than 83% of homes in Windsor Locks 06096.

How it measures up in Windsor Locks 06096

The dot is this home. The mark in the middle is the typical home in Windsor Locks 06096.

Estimated value$413,053
CheaperTypical $331,614Pricier

Pricier than 83% of homes nearby

Price per ft²$244
CheaperTypical $246Pricier

Pricier than 49% of homes nearby

Living area1,695 ft²
SmallerTypical 1,321 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.13 ac
SmallerTypical 0.35 acBigger

Bigger than 96% of homes nearby

Year built1955
OlderTypical 1959Newer

Newer than 41% of homes nearby

How 3 Rachel Rd ranks against every home in each area.
MeasureThis homeWindsor Locks 06096Capitol County
Estimated valuepricier than$413,05383% of homes53% of homes
Price per ft²pricier than$24449% of homes37% of homes
Living areabigger than1,695 ft²75% of homes57% of homes
Lot sizebigger than1.13 ac96% of homes82% of homes
Year builtnewer than195541% of homes35% of homes

About 3 Rachel Rd

How much is 3 Rachel Rd, Windsor Locks, CT worth?

The TopHap Estimate for 3 Rachel Rd, Windsor Locks, CT is $413,053 as of Jul 14, 2026. The likely range is $394,576 to $431,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Rachel Rd, Windsor Locks, CT last sell?

3 Rachel Rd, Windsor Locks, CT last sold on May 19, 2016 for $199,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Rachel Rd, Windsor Locks, CT?

3 Rachel Rd, Windsor Locks, CT has 4 bedrooms, 2.5 bathrooms, 1,695 square feet of living space and a 1.13-acre lot.

When was 3 Rachel Rd, Windsor Locks, CT built?

3 Rachel Rd, Windsor Locks, CT was built in 1955, making it 71 years old. It is a cape cod home. The building has 1 story.

What schools serve 3 Rachel Rd, Windsor Locks, CT?

3 Rachel Rd, Windsor Locks, CT is assigned to Windsor Locks High School (high), rated C-; Windsor Locks Middle School (middle), rated C+; North Street School (elementary). All sit in Windsor Locks School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Rachel Rd, Windsor Locks, CT compare to other homes in Windsor Locks 06096?

Among the 4,781 homes in Windsor Locks 06096, it is worth more than 83% of them ($413,053 against a typical $331,614), its price per square foot is higher than 49% of them ($244 against a typical $246), it is bigger than 75% of them (1,695 ft² against a typical 1,321 ft²), its lot is bigger than 96% of them (1.13 ac against a typical 0.35 ac) and it is newer than 41% of them (1955 against a typical 1959). Measured against all of Capitol County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Rachel Rd, Windsor Locks, CT?

The 2024 property tax bill for 3 Rachel Rd, Windsor Locks, CT was $6,499. The county assessed it at $270,900.

Closest homes

More homes in Windsor Locks 06096

Assigned schools

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