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Single Family ResidenceResidential
$103,415$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3 RANCH RD

WAVERLY, NY 14892
3
Beds
1
Baths
972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$103K
$91K low$116K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,026 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,697 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,697
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,546

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waverly Middle SchoolB
Middle · Grades 5–8 · 2.0 mi
H
Waverly High SchoolB-
High · Grades 9–12 · 2.0 mi
E
Elm Street Elementary SchoolC
Elementary · Grades 1–4 · 2.5 mi

District: Waverly Central School District

Neighborhood · ZIP 14892These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.187 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,780
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Waverly 14892
  • Costs less per square foot than 67% of homes in Tioga County
  • Smaller than 92% of homes in Waverly 14892
  • Has a bigger lot than 74% of homes in Waverly 14892
  • Older than 73% of homes in Tioga County

What homes are worth in Waverly 14892

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$433K

This home is worth more than 9% of homes in Waverly 14892.

How it measures up in Waverly 14892

The dot is this home. The mark in the middle is the typical home in Waverly 14892.

Estimated value$103,415
CheaperTypical $173,995Pricier

Pricier than 9% of homes nearby

Price per ft²$106
CheaperTypical $111Pricier

Pricier than 45% of homes nearby

Living area972 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 8% of homes nearby

Lot size2 ac
SmallerTypical 0.49 acBigger

Bigger than 74% of homes nearby

Year built1930
OlderTypical 1940Newer

Newer than 47% of homes nearby

How 3 Ranch Rd ranks against every home in each area.
MeasureThis homeWaverly 14892Tioga County
Estimated valuepricier than$103,4159% of homes9% of homes
Price per ft²pricier than$10645% of homes33% of homes
Living areabigger than972 ft²8% of homes10% of homes
Lot sizebigger than2 ac74% of homes64% of homes
Year builtnewer than193047% of homes27% of homes

About 3 Ranch Rd

How much is 3 Ranch Rd, Waverly, NY worth?

The TopHap Estimate for 3 Ranch Rd, Waverly, NY is $103,415 as of Sep 24, 2026. The likely range is $91,309 to $115,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ranch Rd, Waverly, NY last sell?

3 Ranch Rd, Waverly, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3 Ranch Rd, Waverly, NY?

3 Ranch Rd, Waverly, NY has 3 bedrooms, 1 bathrooms, 972 square feet of living space and a 2.00-acre lot.

When was 3 Ranch Rd, Waverly, NY built?

3 Ranch Rd, Waverly, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3 Ranch Rd, Waverly, NY?

3 Ranch Rd, Waverly, NY is assigned to Waverly Middle School (middle), rated B; Waverly High School (high), rated B-; Elm Street Elementary School (elementary), rated C. All sit in Waverly Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ranch Rd, Waverly, NY compare to other homes in Waverly 14892?

Among the 2,663 homes in Waverly 14892, it is worth more than 9% of them ($103,415 against a typical $173,995), its price per square foot is higher than 45% of them ($106 against a typical $111), it is bigger than 8% of them (972 ft² against a typical 1,638 ft²), its lot is bigger than 74% of them (2 ac against a typical 0.49 ac) and it is newer than 47% of them (1930 against a typical 1940). Measured against all of Tioga County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ranch Rd, Waverly, NY?

The 2025 property tax bill for 3 Ranch Rd, Waverly, NY was $1,026. The county assessed it at $53,697.

More homes on Ranch Rd

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