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Single Family ResidenceResidential
$194,433
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 RIVER ST

DEPOSIT, NY 13754
0
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$194K
$145K low$244K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$85,533
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,426
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,900
SMALL BUSINESS ADMINISTRATION · recorded Nov 27, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,104 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
83
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDelaware
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Deposit Middle-Senior High SchoolC-
Middle · Grades 6–12 · 0.4 mi
E
Deposit Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi

District: Deposit Central School District

Neighborhood · ZIP 13754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,734
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,455
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,124
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Delaware County
  • Has a smaller lot than 97% of homes in Delaware County

What homes are worth in Deposit 13754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$629K

This home is worth more than 53% of homes in Deposit 13754.

How it measures up in Deposit 13754

The dot is this home. The mark in the middle is the typical home in Deposit 13754.

Estimated value$194,433
CheaperTypical $184,683Pricier

Pricier than 53% of homes nearby

Lot size0.13 ac
SmallerTypical 1 acBigger

Bigger than 9% of homes nearby

How 3 River St ranks against every home in each area.
MeasureThis homeDeposit 13754Delaware County
Estimated valuepricier than$194,43353% of homes28% of homes
Lot sizebigger than0.13 ac9% of homes3% of homes

About 3 River St

How much is 3 River St, Deposit, NY worth?

The TopHap Estimate for 3 River St, Deposit, NY is $194,433 as of Jul 14, 2026. The likely range is $145,152 to $243,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 3 River St, Deposit, NY?

3 River St, Deposit, NY is assigned to Deposit Middle-Senior High School (middle), rated C-; Deposit Elementary School (elementary), rated C+. All sit in Deposit Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 River St, Deposit, NY compare to other homes in Deposit 13754?

Among the 1,822 homes in Deposit 13754, it is worth more than 53% of them ($194,433 against a typical $184,683) and its lot is bigger than 9% of them (0.13 ac against a typical 1 ac). Measured against all of Delaware County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 River St, Deposit, NY?

The 2024 property tax bill for 3 River St, Deposit, NY was $2,104. The county assessed it at $4,200.

Closest homes

More homes in Deposit 13754

Assigned schools

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