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Single Family ResidenceResidential
$922,616$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $564,000 on Jul 31, 2019

3 ROSE LN

AYER, MA 01432
4
Beds
2.5
Baths
2,750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$923K
$888K low$957K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$564,000 · Jul 31, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$479,616
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$383,693
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$443,000
FIDELITY COOPERATIVE BANK · R · recorded Sep 9, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,207 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$769,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$581,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$771,970

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.54
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ayer Shirley Regional High SchoolB
High · Grades 9–12 · 1.9 mi
E
Page Hilltop Elementary SchoolC
Elementary · Grades PK–5 · 2.1 mi
M
Ayer Shirley Regional Middle SchoolB
Middle · Grades 6–8 · 5.4 mi

District: Ayer-Shirley School District

Neighborhood · ZIP 01432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.972 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,807
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Ayer 01432
  • Costs less per square foot than 85% of homes in Middlesex County
  • Bigger than 93% of homes in Ayer 01432
  • Has a bigger lot than 67% of homes in Middlesex County
  • Newer than 92% of homes in Middlesex County

What homes are worth in Ayer 01432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$974K

This home is worth more than 96% of homes in Ayer 01432.

How it measures up in Ayer 01432

The dot is this home. The mark in the middle is the typical home in Ayer 01432.

Estimated value$922,616
CheaperTypical $570,219Pricier

Pricier than 96% of homes nearby

Price per ft²$335
CheaperTypical $363Pricier

Pricier than 33% of homes nearby

Living area2,750 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.54 ac
SmallerTypical 0.45 acBigger

Bigger than 56% of homes nearby

Year built2005
OlderTypical 1976Newer

Newer than 77% of homes nearby

How 3 Rose Ln ranks against every home in each area.
MeasureThis homeAyer 01432Middlesex County
Estimated valuepricier than$922,61696% of homes64% of homes
Price per ft²pricier than$33533% of homes15% of homes
Living areabigger than2,750 ft²93% of homes80% of homes
Lot sizebigger than0.54 ac56% of homes67% of homes
Year builtnewer than200577% of homes92% of homes

About 3 Rose Ln

How much is 3 Rose Ln, Ayer, MA worth?

The TopHap Estimate for 3 Rose Ln, Ayer, MA is $922,616 as of Jul 14, 2026. The likely range is $888,060 to $957,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Rose Ln, Ayer, MA last sell?

3 Rose Ln, Ayer, MA last sold on Jul 31, 2019 for $564,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Rose Ln, Ayer, MA?

3 Rose Ln, Ayer, MA has 4 bedrooms, 2.5 bathrooms, 2,750 square feet of living space and a 0.54-acre lot.

When was 3 Rose Ln, Ayer, MA built?

3 Rose Ln, Ayer, MA was built in 2005, making it 21 years old. It is a colonial home. The building has 2 stories.

What schools serve 3 Rose Ln, Ayer, MA?

3 Rose Ln, Ayer, MA is assigned to Ayer Shirley Regional High School (high), rated B; Page Hilltop Elementary School (elementary), rated C; Ayer Shirley Regional Middle School (middle), rated B. All sit in Ayer-Shirley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Rose Ln, Ayer, MA compare to other homes in Ayer 01432?

Among the 2,710 homes in Ayer 01432, it is worth more than 96% of them ($922,616 against a typical $570,219), its price per square foot is higher than 33% of them ($335 against a typical $363), it is bigger than 93% of them (2,750 ft² against a typical 1,638 ft²), its lot is bigger than 56% of them (0.54 ac against a typical 0.45 ac) and it is newer than 77% of them (2005 against a typical 1976). Measured against all of Middlesex County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Rose Ln, Ayer, MA?

The 2025 property tax bill for 3 Rose Ln, Ayer, MA was $9,207. The county assessed it at $769,800.

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