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Single Family ResidenceResidential
$447,364$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $106,300 on Oct 27, 1989

3 ROUTE 46

BUDD LAKE, NJ 07828
0
Baths
1,571 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$447K
$413K low$482K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$106,300 · Oct 27, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$331,364
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$265,091
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,000
DELTA FUNDING · recorded Jan 10, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,026 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.46
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mount Olive High SchoolC
High · Grades 9–12 · 2.3 mi
M
Mount Olive Middle SchoolB
Middle · Grades 6–8 · 3.6 mi
E
Sandshore Rd. Elementary SchoolB+
Elementary · Grades KG–5 · 3.6 mi

District: Mount Olive Township School District

Neighborhood · ZIP 07828These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,686
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,041 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,857
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Route 46 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Morris County
  • Costs less per square foot than 87% of homes in Morris County
  • Smaller than 70% of homes in Morris County
  • Has a bigger lot than 67% of homes in Budd Lake 07828
  • Older than 98% of homes in Budd Lake 07828

What homes are worth in Budd Lake 07828

Each bar is how many homes fall in that price range. The marker is this home.

This home
$313K$994K

This home is worth more than 24% of homes in Budd Lake 07828.

How it measures up in Budd Lake 07828

The dot is this home. The mark in the middle is the typical home in Budd Lake 07828.

Estimated value$447,364
CheaperTypical $567,128Pricier

Pricier than 24% of homes nearby

Price per ft²$285
CheaperTypical $302Pricier

Pricier than 36% of homes nearby

Living area1,571 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.46 ac
SmallerTypical 0.34 acBigger

Bigger than 67% of homes nearby

Year built1923
OlderTypical 1973Newer

Newer than 2% of homes nearby

How 3 Route 46 ranks against every home in each area.
MeasureThis homeBudd Lake 07828Morris County
Estimated valuepricier than$447,36424% of homes10% of homes
Price per ft²pricier than$28536% of homes13% of homes
Living areabigger than1,571 ft²33% of homes30% of homes
Lot sizebigger than0.46 ac67% of homes63% of homes
Year builtnewer than19232% of homes8% of homes

About 3 Route 46

How much is 3 Route 46, Budd Lake, NJ worth?

The TopHap Estimate for 3 Route 46, Budd Lake, NJ is $447,364 as of Jul 14, 2026. The likely range is $412,808 to $481,920. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Route 46, Budd Lake, NJ last sell?

3 Route 46, Budd Lake, NJ last sold on Oct 27, 1989 for $106,300, according to the county's recorded deed.

How big is 3 Route 46, Budd Lake, NJ?

3 Route 46, Budd Lake, NJ has 1,571 square feet of living space and a 0.46-acre lot.

When was 3 Route 46, Budd Lake, NJ built?

3 Route 46, Budd Lake, NJ was built in 1923, making it 103 years old. The building has 1 story.

What schools serve 3 Route 46, Budd Lake, NJ?

3 Route 46, Budd Lake, NJ is assigned to Mount Olive High School (high), rated C; Mount Olive Middle School (middle), rated B; Sandshore Rd. Elementary School (elementary), rated B+. All sit in Mount Olive Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Route 46, Budd Lake, NJ compare to other homes in Budd Lake 07828?

Among the 3,368 homes in Budd Lake 07828, it is worth more than 24% of them ($447,364 against a typical $567,128), its price per square foot is higher than 36% of them ($285 against a typical $302), it is bigger than 33% of them (1,571 ft² against a typical 1,904 ft²), its lot is bigger than 67% of them (0.46 ac against a typical 0.34 ac) and it is newer than 2% of them (1923 against a typical 1973). Measured against all of Morris County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Route 46, Budd Lake, NJ?

The 2024 property tax bill for 3 Route 46, Budd Lake, NJ was $6,026. The county assessed it at $172,900.

Closest homes

More homes in Budd Lake 07828

Assigned schools

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