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Single Family ResidenceResidential
$459,360$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $450,000 on Mar 16, 2026

3 SPLIT ROCK RD

PUTNAM VALLEY, NY 10579
3
Beds
2
Baths
3,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$459K
$360K low$558K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Mar 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,286 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$641,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$171,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$469,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$599,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$654,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,488 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Benjamin Franklin Elementary SchoolB-
Elementary · Grades KG–5 · 1.8 mi
M
Lakeland-Copper Beech Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi
H
Lakeland High SchoolA+
High · Grades 9–12 · 2.3 mi

District: Lakeland Central School District

Neighborhood · ZIP 10579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,473
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Split Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Putnam Valley 10579
  • Among the lowest price per square foot in Putnam Valley 10579
  • Bigger than 93% of homes in Putnam Valley 10579
  • Has a bigger lot than 67% of homes in Putnam County

What homes are worth in Putnam Valley 10579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$309K$1.2M

This home is worth more than 19% of homes in Putnam Valley 10579.

How it measures up in Putnam Valley 10579

The dot is this home. The mark in the middle is the typical home in Putnam Valley 10579.

Estimated value$459,360
CheaperTypical $628,734Pricier

Pricier than 19% of homes nearby

Price per ft²$142
CheaperTypical $350Pricier

Cheaper than almost all homes nearby

Living area3,238 ft²
SmallerTypical 1,802 ft²Bigger

Bigger than 93% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 52% of homes nearby

Year built1968
OlderTypical 1963Newer

Newer than 57% of homes nearby

How 3 Split Rock Rd ranks against every home in each area.
MeasureThis homePutnam Valley 10579Putnam County
Estimated valuepricier than$459,36019% of homes26% of homes
Price per ft²pricier than$142almost no homesalmost no homes
Living areabigger than3,238 ft²93% of homes93% of homes
Lot sizebigger than1 ac52% of homes67% of homes
Year builtnewer than196857% of homes52% of homes

About 3 Split Rock Rd

How much is 3 Split Rock Rd, Putnam Valley, NY worth?

The TopHap Estimate for 3 Split Rock Rd, Putnam Valley, NY is $459,360 as of Jul 14, 2026. The likely range is $360,296 to $558,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Split Rock Rd, Putnam Valley, NY last sell?

3 Split Rock Rd, Putnam Valley, NY last sold on Mar 16, 2026 for $450,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Split Rock Rd, Putnam Valley, NY?

3 Split Rock Rd, Putnam Valley, NY has 3 bedrooms, 2 bathrooms, 3,238 square feet of living space and a 1.00-acre lot.

When was 3 Split Rock Rd, Putnam Valley, NY built?

3 Split Rock Rd, Putnam Valley, NY was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 3 Split Rock Rd, Putnam Valley, NY?

3 Split Rock Rd, Putnam Valley, NY is assigned to Benjamin Franklin Elementary School (elementary), rated B-; Lakeland-Copper Beech Middle School (middle), rated C+; Lakeland High School (high), rated A+. All sit in Lakeland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Split Rock Rd, Putnam Valley, NY compare to other homes in Putnam Valley 10579?

Among the 3,727 homes in Putnam Valley 10579, it is worth more than 19% of them ($459,360 against a typical $628,734), its price per square foot is higher than almost none of them ($142 against a typical $350), it is bigger than 93% of them (3,238 ft² against a typical 1,802 ft²), its lot is bigger than 52% of them (1 ac against a typical 1 ac) and it is newer than 57% of them (1968 against a typical 1963). Measured against all of Putnam County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Split Rock Rd, Putnam Valley, NY?

The 2024 property tax bill for 3 Split Rock Rd, Putnam Valley, NY was $15,286. The county assessed it at $641,400.

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