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Single Family ResidenceResidential
$681,463$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Jun 4, 2012

4 SPLIT ROCK RD

PUTNAM VALLEY, NY 10579
3
Beds
2
Baths
2,324 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$681K
$647K low$716K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Jun 4, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$328,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$263,120
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$352,563
JPMORGAN CHASE BANK NA · recorded Jun 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$556,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$407,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$556,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,653

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 288 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Benjamin Franklin Elementary SchoolB-
Elementary · Grades KG–5 · 1.8 mi
M
Lakeland-Copper Beech Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi
H
Lakeland High SchoolA+
High · Grades 9–12 · 2.3 mi

District: Lakeland Central School District

Neighborhood · ZIP 10579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,473
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Split Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Putnam County
  • Costs less per square foot than 80% of homes in Putnam Valley 10579
  • Bigger than 74% of homes in Putnam County
  • Has a bigger lot than 68% of homes in Putnam County

What homes are worth in Putnam Valley 10579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$1.2M

This home is worth more than 62% of homes in Putnam Valley 10579.

How it measures up in Putnam Valley 10579

The dot is this home. The mark in the middle is the typical home in Putnam Valley 10579.

Estimated value$681,463
CheaperTypical $622,547Pricier

Pricier than 62% of homes nearby

Price per ft²$293
CheaperTypical $351Pricier

Pricier than 20% of homes nearby

Living area2,324 ft²
SmallerTypical 1,797 ft²Bigger

Bigger than 71% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 52% of homes nearby

Year built1965
OlderTypical 1963Newer

Newer than 54% of homes nearby

How 4 Split Rock Rd ranks against every home in each area.
MeasureThis homePutnam Valley 10579Putnam County
Estimated valuepricier than$681,46362% of homes70% of homes
Price per ft²pricier than$29320% of homes29% of homes
Living areabigger than2,324 ft²71% of homes74% of homes
Lot sizebigger than1 ac52% of homes68% of homes
Year builtnewer than196554% of homes47% of homes

About 4 Split Rock Rd

How much is 4 Split Rock Rd, Putnam Valley, NY worth?

The TopHap Estimate for 4 Split Rock Rd, Putnam Valley, NY is $681,463 as of Jul 14, 2026. The likely range is $647,217 to $715,709. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Split Rock Rd, Putnam Valley, NY last sell?

4 Split Rock Rd, Putnam Valley, NY last sold on Jun 4, 2012 for $385,000, according to the county's recorded deed.

How big is 4 Split Rock Rd, Putnam Valley, NY?

4 Split Rock Rd, Putnam Valley, NY has 3 bedrooms, 2 bathrooms, 2,324 square feet of living space and a 1.00-acre lot.

When was 4 Split Rock Rd, Putnam Valley, NY built?

4 Split Rock Rd, Putnam Valley, NY was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 4 Split Rock Rd, Putnam Valley, NY?

4 Split Rock Rd, Putnam Valley, NY is assigned to Benjamin Franklin Elementary School (elementary), rated B-; Lakeland-Copper Beech Middle School (middle), rated C+; Lakeland High School (high), rated A+. All sit in Lakeland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Split Rock Rd, Putnam Valley, NY compare to other homes in Putnam Valley 10579?

Among the 3,728 homes in Putnam Valley 10579, it is worth more than 62% of them ($681,463 against a typical $622,547), its price per square foot is higher than 20% of them ($293 against a typical $351), it is bigger than 71% of them (2,324 ft² against a typical 1,797 ft²), its lot is bigger than 52% of them (1 ac against a typical 1 ac) and it is newer than 54% of them (1965 against a typical 1963). Measured against all of Putnam County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Split Rock Rd, Putnam Valley, NY?

The 2025 property tax bill for 4 Split Rock Rd, Putnam Valley, NY was $14,902. The county assessed it at $556,300.

Closest homes

More homes in Putnam Valley 10579

Assigned schools

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