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Single Family ResidenceResidential
$335,676$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $214,000 on Nov 3, 2006

3 VESSELL ROCK RD

GILSUM, NH 03448
3
Beds
1
Baths
2,393 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1832
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$336K
$310K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,000 · Nov 3, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,676
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,741
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,000
BANK OF AMERICA · recorded Aug 26, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,436 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$337,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.0.77
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gilsum Steam AcademyC+
Elementary · Grades KG–6 · 1.6 mi
M
Monadnock Regional Middle SchoolD+
Middle · Grades 7–8 · 10.7 mi
H
Monadnock Regional High SchoolB-
High · Grades 9–12 · 10.7 mi

District: Monadnock Regional School District

Neighborhood · ZIP 03448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.732
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,999
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,602
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Vessell Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Cheshire County
  • Costs less per square foot than 96% of homes in Cheshire County
  • Bigger than 79% of homes in Gilsum 03448
  • Has a smaller lot than 87% of homes in Gilsum 03448
  • Older than 96% of homes in Cheshire County

What homes are worth in Gilsum 03448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$718K

This home is worth more than 42% of homes in Gilsum 03448.

How it measures up in Gilsum 03448

The dot is this home. The mark in the middle is the typical home in Gilsum 03448.

Estimated value$335,676
CheaperTypical $363,799Pricier

Pricier than 42% of homes nearby

Price per ft²$140
CheaperTypical $205Pricier

Pricier than 7% of homes nearby

Living area2,393 ft²
SmallerTypical 1,735 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.77 ac
SmallerTypical 4 acBigger

Bigger than 13% of homes nearby

Year built1832
OlderTypical 1974Newer

Newer than 8% of homes nearby

How 3 Vessell Rock Rd ranks against every home in each area.
MeasureThis homeGilsum 03448Cheshire County
Estimated valuepricier than$335,67642% of homes30% of homes
Price per ft²pricier than$1407% of homes4% of homes
Living areabigger than2,393 ft²79% of homes78% of homes
Lot sizebigger than0.77 ac13% of homes38% of homes
Year builtnewer than18328% of homes4% of homes

About 3 Vessell Rock Rd

How much is 3 Vessell Rock Rd, Gilsum, NH worth?

The TopHap Estimate for 3 Vessell Rock Rd, Gilsum, NH is $335,676 as of Jul 14, 2026. The likely range is $310,009 to $361,343. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Vessell Rock Rd, Gilsum, NH last sell?

3 Vessell Rock Rd, Gilsum, NH last sold on Nov 3, 2006 for $214,000, according to the county's recorded deed.

How big is 3 Vessell Rock Rd, Gilsum, NH?

3 Vessell Rock Rd, Gilsum, NH has 3 bedrooms, 1 bathrooms, 2,393 square feet of living space and a 0.77-acre lot.

When was 3 Vessell Rock Rd, Gilsum, NH built?

3 Vessell Rock Rd, Gilsum, NH was built in 1832, making it 194 years old. It is a conventional home. The building has 2 stories.

What schools serve 3 Vessell Rock Rd, Gilsum, NH?

3 Vessell Rock Rd, Gilsum, NH is assigned to Gilsum Steam Academy (elementary), rated C+; Monadnock Regional Middle School (middle), rated D+; Monadnock Regional High School (high), rated B-. All sit in Monadnock Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Vessell Rock Rd, Gilsum, NH compare to other homes in Gilsum 03448?

Among the 346 homes in Gilsum 03448, it is worth more than 42% of them ($335,676 against a typical $363,799), its price per square foot is higher than 7% of them ($140 against a typical $205), it is bigger than 79% of them (2,393 ft² against a typical 1,735 ft²), its lot is bigger than 13% of them (0.77 ac against a typical 4 ac) and it is newer than 8% of them (1832 against a typical 1974). Measured against all of Cheshire County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Vessell Rock Rd, Gilsum, NH?

The 2025 property tax bill for 3 Vessell Rock Rd, Gilsum, NH was $5,436. The county assessed it at $337,000.

Closest homes

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Assigned schools

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