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Single Family ResidenceResidential
$524,856$460 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $364,000 on Aug 9, 2011

3 WATERFRONT WAY

HOLLAND, MA 01521
4
Beds
2.5
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$525K
$472K low$578K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$364,000 · Aug 9, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$283,856
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$227,085
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$241,000
LOANDEPOT.COM LLC · R · recorded Mar 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$573,152 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$285,752
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$592,895

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holland Elementary SchoolA-
Elementary · Grades PK–6 · 1.0 mi
H
Tantasqua Regional High SchoolA-
High · Grades 9–12 · 7.5 mi
M
Tantasqua Regional Junior High SchoolC
Middle · Grades 7–8 · 7.5 mi

District: Tantasqua School District

Neighborhood · ZIP 01521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.201 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,247
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Waterfront Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Hampden County
  • Among the highest price per square foot in Hampden County
  • Smaller than 76% of homes in Hampden County
  • Has a bigger lot than 79% of homes in Hampden County
  • Newer than 69% of homes in Hampden County

What homes are worth in Holland 01521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$754K

This home is worth more than 81% of homes in Holland 01521.

How it measures up in Holland 01521

The dot is this home. The mark in the middle is the typical home in Holland 01521.

Estimated value$524,856
CheaperTypical $393,042Pricier

Pricier than 81% of homes nearby

Price per ft²$460
CheaperTypical $310Pricier

Pricier than 82% of homes nearby

Living area1,140 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.8 ac
SmallerTypical 0.43 acBigger

Bigger than 64% of homes nearby

Year built1970
OlderTypical 1968Newer

Newer than 58% of homes nearby

How 3 Waterfront Way ranks against every home in each area.
MeasureThis homeHolland 01521Hampden County
Estimated valuepricier than$524,85681% of homes87% of homes
Price per ft²pricier than$46082% of homesalmost all homes
Living areabigger than1,140 ft²45% of homes24% of homes
Lot sizebigger than0.8 ac64% of homes79% of homes
Year builtnewer than197058% of homes69% of homes

About 3 Waterfront Way

How much is 3 Waterfront Way, Holland, MA worth?

The TopHap Estimate for 3 Waterfront Way, Holland, MA is $524,856 as of Jul 14, 2026. The likely range is $471,846 to $577,866. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Waterfront Way, Holland, MA last sell?

3 Waterfront Way, Holland, MA last sold on Aug 9, 2011 for $364,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 3 Waterfront Way, Holland, MA?

3 Waterfront Way, Holland, MA has 4 bedrooms, 2.5 bathrooms, 1,140 square feet of living space and a 0.80-acre lot.

When was 3 Waterfront Way, Holland, MA built?

3 Waterfront Way, Holland, MA was built in 1970, making it 56 years old. It is a bungalow home. The building has 1 story.

What schools serve 3 Waterfront Way, Holland, MA?

3 Waterfront Way, Holland, MA is assigned to Holland Elementary School (elementary), rated A-; Tantasqua Regional High School (high), rated A-; Tantasqua Regional Junior High School (middle), rated C. All sit in Tantasqua School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Waterfront Way, Holland, MA compare to other homes in Holland 01521?

Among the 1,413 homes in Holland 01521, it is worth more than 81% of them ($524,856 against a typical $393,042), its price per square foot is higher than 82% of them ($460 against a typical $310), it is bigger than 45% of them (1,140 ft² against a typical 1,200 ft²), its lot is bigger than 64% of them (0.8 ac against a typical 0.43 ac) and it is newer than 58% of them (1970 against a typical 1968). Measured against all of Hampden County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Waterfront Way, Holland, MA?

The 2025 property tax bill for 3 Waterfront Way, Holland, MA was $7,440. The county assessed it at $573,152.

Closest homes

More homes in Holland 01521

Assigned schools

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