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Rural ResidenceResidential
$656,130$488 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3015 RUBY DIVIDE RD

LIMA, MT 59739
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
400 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$656K
$624K low$689K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$656,130
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$524,904

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$884 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,099 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,136
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,099

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
81
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyBeaverhead
Lot (acres)The size of the land the home sits on, from county records.400.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lima 7-8
Middle · Grades 7–8 · 24.9 mi
H
Lima High SchoolD+
High · Grades 9–12 · 24.9 mi
E
Lima School
Elementary · Grades PK–6 · 24.9 mi

District: Lima K-12 Schools

Neighborhood · ZIP 59739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.176
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.263

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.0 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,415
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,021
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3015 Ruby Divide Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Lima 59739
  • Costs more per square foot than 87% of homes in Lima 59739
  • Has a bigger lot than 97% of homes in Beaverhead County
  • Newer than 93% of homes in Lima 59739

What homes are worth in Lima 59739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$1.5M

This home is worth more than 85% of homes in Lima 59739.

How it measures up in Lima 59739

The dot is this home. The mark in the middle is the typical home in Lima 59739.

Estimated value$656,130
CheaperTypical $282,770Pricier

Pricier than 85% of homes nearby

Price per ft²$488
CheaperTypical $228Pricier

Pricier than 87% of homes nearby

Living area1,344 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 54% of homes nearby

Lot size400 ac
SmallerTypical 0.55 acBigger

Bigger than 95% of homes nearby

Year built2017
OlderTypical 1969Newer

Newer than 93% of homes nearby

How 3015 Ruby Divide Rd ranks against every home in each area.
MeasureThis homeLima 59739Beaverhead County
Estimated valuepricier than$656,13085% of homes80% of homes
Price per ft²pricier than$48887% of homes87% of homes
Living areabigger than1,344 ft²54% of homes48% of homes
Lot sizebigger than400 ac95% of homes97% of homes
Year builtnewer than201793% of homes92% of homes

About 3015 Ruby Divide Rd

How much is 3015 Ruby Divide Rd, Lima, MT worth?

The TopHap Estimate for 3015 Ruby Divide Rd, Lima, MT is $656,130 as of Jul 14, 2026. The likely range is $623,691 to $688,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3015 Ruby Divide Rd, Lima, MT?

3015 Ruby Divide Rd, Lima, MT has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 400.00-acre lot.

When was 3015 Ruby Divide Rd, Lima, MT built?

3015 Ruby Divide Rd, Lima, MT was built in 2017, making it 9 years old. It is a tlog home home. The building has 1 story.

What schools serve 3015 Ruby Divide Rd, Lima, MT?

3015 Ruby Divide Rd, Lima, MT is assigned to Lima 7-8 (middle); Lima High School (high), rated D+; Lima School (elementary). All sit in Lima K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3015 Ruby Divide Rd, Lima, MT compare to other homes in Lima 59739?

Among the 364 homes in Lima 59739, it is worth more than 85% of them ($656,130 against a typical $282,770), its price per square foot is higher than 87% of them ($488 against a typical $228), it is bigger than 54% of them (1,344 ft² against a typical 1,288 ft²), its lot is bigger than 95% of them (400 ac against a typical 0.55 ac) and it is newer than 93% of them (2017 against a typical 1969). Measured against all of Beaverhead County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3015 Ruby Divide Rd, Lima, MT?

The 2025 property tax bill for 3015 Ruby Divide Rd, Lima, MT was $884. The county assessed it at $216,099.

Closest homes

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Assigned schools

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