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Single Family ResidenceResidential
$391,154$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3018 RIVER BAY DR N

INDIANAPOLIS, IN 46240
2
Beds
3 / 1
Baths
1,895 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,259 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$391K
$365K low$417K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$71,454
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,163
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,000
ROYAL UNITED MORTGAGE LLC · recorded Apr 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,700
FORUM CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,141 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$258,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearwater Elementary SchoolB
Elementary · Grades KG–5 · 0.6 mi
H
North Central High SchoolB+
High · Grades 9–12 · 1.1 mi
M
Eastwood Middle SchoolB-
Middle · Grades 6–8 · 2.7 mi

District: Washington Township Metropolitan School District

Neighborhood · ZIP 46240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,973
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,964 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,859
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3018 River Bay Dr N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Marion County
  • Costs more per square foot than 89% of homes in Marion County
  • Bigger than 70% of homes in Marion County
  • Among the smallest lots in Indianapolis 46240
  • Newer than 85% of homes in Indianapolis 46240

What homes are worth in Indianapolis 46240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.9M

This home is worth more than 62% of homes in Indianapolis 46240.

How it measures up in Indianapolis 46240

The dot is this home. The mark in the middle is the typical home in Indianapolis 46240.

Estimated value$391,154
CheaperTypical $346,322Pricier

Pricier than 62% of homes nearby

Price per ft²$206
CheaperTypical $194Pricier

Pricier than 60% of homes nearby

Living area1,895 ft²
SmallerTypical 1,805 ft²Bigger

Bigger than 54% of homes nearby

Lot size1,259 ft²
SmallerTypical 0.37 acBigger

Smaller than almost all homes nearby

Year built1987
OlderTypical 1960Newer

Newer than 85% of homes nearby

How 3018 River Bay Dr N ranks against every home in each area.
MeasureThis homeClearwaterIndianapolis 46240Marion County
Estimated valuepricier than$391,15466% of homes62% of homes88% of homes
Price per ft²pricier than$20652% of homes60% of homes89% of homes
Living areabigger than1,895 ft²63% of homes54% of homes70% of homes
Lot sizebigger than1,259 ft²3% of homesalmost no homes2% of homes
Year builtnewer than198783% of homes85% of homes70% of homes

About 3018 River Bay Dr N

How much is 3018 River Bay Dr N, Indianapolis, IN worth?

The TopHap Estimate for 3018 River Bay Dr N, Indianapolis, IN is $391,154 as of Jul 14, 2026. The likely range is $365,058 to $417,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3018 River Bay Dr N, Indianapolis, IN last sell?

3018 River Bay Dr N, Indianapolis, IN last sold on Feb 20, 2018, according to the county's recorded deed.

How big is 3018 River Bay Dr N, Indianapolis, IN?

3018 River Bay Dr N, Indianapolis, IN has 2 bedrooms, 3 bathrooms, 1,895 square feet of living space and a 0.03-acre lot.

When was 3018 River Bay Dr N, Indianapolis, IN built?

3018 River Bay Dr N, Indianapolis, IN was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 3018 River Bay Dr N, Indianapolis, IN?

3018 River Bay Dr N, Indianapolis, IN is assigned to Clearwater Elementary School (elementary), rated B; North Central High School (high), rated B+; Eastwood Middle School (middle), rated B-. All sit in Washington Township Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3018 River Bay Dr N, Indianapolis, IN compare to other homes in Indianapolis 46240?

Among the 5,830 homes in Indianapolis 46240, it is worth more than 62% of them ($391,154 against a typical $346,322), its price per square foot is higher than 60% of them ($206 against a typical $194), it is bigger than 54% of them (1,895 ft² against a typical 1,805 ft²), its lot is bigger than almost none of them (1,259 ft² against a typical 0.37 ac) and it is newer than 85% of them (1987 against a typical 1960). Measured against all of Marion County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3018 River Bay Dr N, Indianapolis, IN?

The 2024 property tax bill for 3018 River Bay Dr N, Indianapolis, IN was $4,141. The county assessed it at $312,800.

Closest homes

More homes in Indianapolis 46240

Assigned schools

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