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Single Family ResidenceResidential
$205,883$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

302 N RAY ST

FREMONT, IN 46737
3
Beds
2
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$206K
$187K low$225K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$205,883
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$164,706

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,204 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$225,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEUBEN
Lot (acres)The size of the land the home sits on, from county records.1.81
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB+
Elementary · Grades KG–4 · 0.7 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 0.8 mi
M
Fremont Middle SchoolB
Middle · Grades 5–8 · 1.0 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

302 N Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Fremont 46737
  • Costs less per square foot than 91% of homes in Fremont 46737
  • Bigger than 67% of homes in Steuben County
  • Has a bigger lot than 86% of homes in Fremont 46737

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1.4M

This home is worth more than 23% of homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$205,883
CheaperTypical $358,479Pricier

Pricier than 23% of homes nearby

Price per ft²$113
CheaperTypical $240Pricier

Pricier than 9% of homes nearby

Living area1,824 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 65% of homes nearby

Lot size1.81 ac
SmallerTypical 0.26 acBigger

Bigger than 86% of homes nearby

Year built1979
OlderTypical 1989Newer

Newer than 39% of homes nearby

How 302 N Ray St ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$205,88323% of homes26% of homes
Price per ft²pricier than$1139% of homes13% of homes
Living areabigger than1,824 ft²65% of homes67% of homes
Lot sizebigger than1.81 ac86% of homes84% of homes
Year builtnewer than197939% of homes44% of homes

About 302 N Ray St

How much is 302 N Ray St, Fremont, IN worth?

The TopHap Estimate for 302 N Ray St, Fremont, IN is $205,883 as of Jul 14, 2026. The likely range is $187,245 to $224,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 302 N Ray St, Fremont, IN last sell?

302 N Ray St, Fremont, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 302 N Ray St, Fremont, IN?

302 N Ray St, Fremont, IN has 3 bedrooms, 2 bathrooms, 1,824 square feet of living space and a 1.81-acre lot.

When was 302 N Ray St, Fremont, IN built?

302 N Ray St, Fremont, IN was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 302 N Ray St, Fremont, IN?

302 N Ray St, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B+; Fremont High School (high), rated A-; Fremont Middle School (middle), rated B. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 302 N Ray St, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than 23% of them ($205,883 against a typical $358,479), its price per square foot is higher than 9% of them ($113 against a typical $240), it is bigger than 65% of them (1,824 ft² against a typical 1,546 ft²), its lot is bigger than 86% of them (1.81 ac against a typical 0.26 ac) and it is newer than 39% of them (1979 against a typical 1989). Measured against all of Steuben County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 302 N Ray St, Fremont, IN?

The 2025 property tax bill for 302 N Ray St, Fremont, IN was $1,204. The county assessed it at $225,000.

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Assigned schools

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