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Single Family ResidenceResidential
$337,150$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

302 PROSPECT ST

SAINT JOSEPH, IL 61873
2
Baths
1,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$337K
$283K low$391K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$337,150
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$269,720

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,232 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,960 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,910
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$302,880

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 104 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Joseph Elementary SchoolA-
Elementary · Grades PK–4 · 0.1 mi
M
St Joseph Middle SchoolA
Middle · Grades 5–8 · 0.3 mi
H
St Joseph-Ogden High SchoolA
High · Grades 9–12 · 0.4 mi

District: St. Joseph Community Consolidated School District 169

Neighborhood · ZIP 61873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,361
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

302 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Champaign County
  • Costs more per square foot than 89% of homes in Champaign County
  • Smaller than 66% of homes in Saint Joseph 61873
  • Older than 70% of homes in Saint Joseph 61873

What homes are worth in Saint Joseph 61873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$603K

This home is worth more than 73% of homes in Saint Joseph 61873.

How it measures up in Saint Joseph 61873

The dot is this home. The mark in the middle is the typical home in Saint Joseph 61873.

Estimated value$337,150
CheaperTypical $276,398Pricier

Pricier than 73% of homes nearby

Price per ft²$266
CheaperTypical $192Pricier

Pricier than 82% of homes nearby

Living area1,269 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 34% of homes nearby

Year built1971
OlderTypical 1994Newer

Newer than 30% of homes nearby

How 302 Prospect St ranks against every home in each area.
MeasureThis homeSaint Joseph 61873Champaign County
Estimated valuepricier than$337,15073% of homes77% of homes
Price per ft²pricier than$26682% of homes89% of homes
Living areabigger than1,269 ft²34% of homes53% of homes
Year builtnewer than197130% of homes63% of homes

About 302 Prospect St

How much is 302 Prospect St, Saint Joseph, IL worth?

The TopHap Estimate for 302 Prospect St, Saint Joseph, IL is $337,150 as of Jul 14, 2026. The likely range is $282,981 to $391,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 302 Prospect St, Saint Joseph, IL?

302 Prospect St, Saint Joseph, IL has 2 bathrooms and 1,269 square feet of living space.

When was 302 Prospect St, Saint Joseph, IL built?

302 Prospect St, Saint Joseph, IL was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 302 Prospect St, Saint Joseph, IL?

302 Prospect St, Saint Joseph, IL is assigned to St Joseph Elementary School (elementary), rated A-; St Joseph Middle School (middle), rated A; St Joseph-Ogden High School (high), rated A. All sit in St. Joseph Community Consolidated School District 169. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 302 Prospect St, Saint Joseph, IL compare to other homes in Saint Joseph 61873?

Among the 2,245 homes in Saint Joseph 61873, it is worth more than 73% of them ($337,150 against a typical $276,398), its price per square foot is higher than 82% of them ($266 against a typical $192), it is bigger than 34% of them (1,269 ft² against a typical 1,448 ft²) and it is newer than 30% of them (1971 against a typical 1994). Measured against all of Champaign County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 302 Prospect St, Saint Joseph, IL?

The 2024 property tax bill for 302 Prospect St, Saint Joseph, IL was $6,232. The county assessed it at $100,960.

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Assigned schools

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