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Single Family ResidenceResidential
$216,114$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Oct 4, 2021

3020 RUTHLAND RD

HENRICO, VA 23228
2
Beds
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$191K low$241K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Oct 4, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$141,114
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,891
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FIRST CITIZENS BANK & TRUST COMPANY · recorded Nov 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,426 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$254,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHENRICO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 49 ft²Patio · 208 ft²Porch · 20 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holladay Elementary SchoolD
Elementary · Grades PK–5 · 0.5 mi
M
Moody Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
Hermitage High SchoolF
High · Grades 9–12 · 2.0 mi

District: Henrico County Public Schools

Neighborhood · ZIP 23228These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,209 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,683
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3020 Ruthland Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Henrico County
  • Costs more per square foot than 90% of homes in Henrico 23228
  • Smaller than 98% of homes in Henrico County
  • Has a smaller lot than 77% of homes in Henrico County
  • Newer than 70% of homes in Henrico 23228

What homes are worth in Henrico 23228

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$458K

This home is worth more than 36% of homes in Henrico 23228.

How it measures up in Henrico 23228

The dot is this home. The mark in the middle is the typical home in Henrico 23228.

Estimated value$216,114
CheaperTypical $239,506Pricier

Pricier than 36% of homes nearby

Price per ft²$257
CheaperTypical $182Pricier

Pricier than 90% of homes nearby

Living area840 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.19 ac
SmallerTypical 0.24 acBigger

Bigger than 35% of homes nearby

Year built1983
OlderTypical 1963Newer

Newer than 70% of homes nearby

How 3020 Ruthland Rd ranks against every home in each area.
MeasureThis homeHenrico 23228Henrico County
Estimated valuepricier than$216,11436% of homes24% of homes
Price per ft²pricier than$25790% of homes87% of homes
Living areabigger than840 ft²3% of homes2% of homes
Lot sizebigger than0.19 ac35% of homes23% of homes
Year builtnewer than198370% of homes47% of homes

About 3020 Ruthland Rd

How much is 3020 Ruthland Rd, Henrico, VA worth?

The TopHap Estimate for 3020 Ruthland Rd, Henrico, VA is $216,114 as of Jul 14, 2026. The likely range is $191,356 to $240,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3020 Ruthland Rd, Henrico, VA last sell?

3020 Ruthland Rd, Henrico, VA last sold on Oct 4, 2021 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3020 Ruthland Rd, Henrico, VA?

3020 Ruthland Rd, Henrico, VA has 2 bedrooms, 1 bathrooms, 840 square feet of living space and a 0.19-acre lot.

When was 3020 Ruthland Rd, Henrico, VA built?

3020 Ruthland Rd, Henrico, VA was built in 1983, making it 43 years old. It is a cape cod home. The building has 1 story.

What schools serve 3020 Ruthland Rd, Henrico, VA?

3020 Ruthland Rd, Henrico, VA is assigned to Holladay Elementary School (elementary), rated D; Moody Middle School (middle), rated A-; Hermitage High School (high), rated F. All sit in Henrico County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3020 Ruthland Rd, Henrico, VA compare to other homes in Henrico 23228?

Among the 11,164 homes in Henrico 23228, it is worth more than 36% of them ($216,114 against a typical $239,506), its price per square foot is higher than 90% of them ($257 against a typical $182), it is bigger than 3% of them (840 ft² against a typical 1,300 ft²), its lot is bigger than 35% of them (0.19 ac against a typical 0.24 ac) and it is newer than 70% of them (1983 against a typical 1963). Measured against all of Henrico County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3020 Ruthland Rd, Henrico, VA?

The 2026 property tax bill for 3020 Ruthland Rd, Henrico, VA was $2,426. The county assessed it at $292,300.

Closest homes

More homes in Henrico 23228

Assigned schools

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