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Rural ResidenceResidential
$544,533$516 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3035 CENTRAL POINT RD

RUTLEDGE, TN 37861
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
74.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$545K
$499K low$590K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$192,087
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,670
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,804
FARM CREDIT MID AMERICA FLCA · recorded Jan 22, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,642
CITIZENS BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyGrainger
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.74.49
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 640 ft²Porch · 96 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutledge Primary School
Elementary · Grades PK–1 · 3.0 mi
H
Grainger County Adult High School
High · Grades 9–12 · 3.6 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 4.2 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3035 Central Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Grainger County
  • Costs more per square foot than 98% of homes in Rutledge 37861
  • Smaller than 69% of homes in Rutledge 37861
  • Has a bigger lot than 93% of homes in Rutledge 37861
  • Newer than 73% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$879K

This home is worth more than 83% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$544,533
CheaperTypical $293,592Pricier

Pricier than 83% of homes nearby

Price per ft²$516
CheaperTypical $215Pricier

Pricier than 98% of homes nearby

Living area1,056 ft²
SmallerTypical 1,304 ft²Bigger

Bigger than 31% of homes nearby

Lot size74.49 ac
SmallerTypical 1.63 acBigger

Bigger than 93% of homes nearby

Year built2002
OlderTypical 1992Newer

Newer than 71% of homes nearby

How 3035 Central Point Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$544,53383% of homes87% of homes
Price per ft²pricier than$51698% of homes98% of homes
Living areabigger than1,056 ft²31% of homes32% of homes
Lot sizebigger than74.49 ac93% of homes86% of homes
Year builtnewer than200271% of homes73% of homes

About 3035 Central Point Rd

How much is 3035 Central Point Rd, Rutledge, TN worth?

The TopHap Estimate for 3035 Central Point Rd, Rutledge, TN is $544,533 as of Jul 14, 2026. The likely range is $498,572 to $590,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3035 Central Point Rd, Rutledge, TN last sell?

3035 Central Point Rd, Rutledge, TN last sold on May 29, 2025, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3035 Central Point Rd, Rutledge, TN?

3035 Central Point Rd, Rutledge, TN has 1 bathrooms, 1,056 square feet of living space and a 74.49-acre lot.

When was 3035 Central Point Rd, Rutledge, TN built?

3035 Central Point Rd, Rutledge, TN was built in 2002, making it 24 years old. It is a mobile/manufactured home. The building has 2 stories.

What schools serve 3035 Central Point Rd, Rutledge, TN?

3035 Central Point Rd, Rutledge, TN is assigned to Rutledge Primary School (elementary); Grainger County Adult High School (high); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3035 Central Point Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 83% of them ($544,533 against a typical $293,592), its price per square foot is higher than 98% of them ($516 against a typical $215), it is bigger than 31% of them (1,056 ft² against a typical 1,304 ft²), its lot is bigger than 93% of them (74.49 ac against a typical 1.63 ac) and it is newer than 71% of them (2002 against a typical 1992). Measured against all of Grainger County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3035 Central Point Rd, Rutledge, TN?

The 2025 property tax bill for 3035 Central Point Rd, Rutledge, TN was $644. The county assessed it at $27,400.

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