Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$190,479$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3038 RIVER RD

NAVARRE, FL 32566
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$190K
$167K low$214K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$561 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,139 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,134
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,726

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.72
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Navarre High SchoolC+
High · Grades 9–12 · 1.5 mi
E
Holley-Navarre Primary School
Elementary · Grades PK–2 · 3.0 mi
M
Holley-Navarre Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32566These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.456 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,304
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3038 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Navarre 32566
  • Among the lowest price per square foot in Navarre 32566
  • Smaller than 79% of homes in Navarre 32566
  • Has a bigger lot than 91% of homes in Navarre 32566
  • Among the oldest homes in Navarre 32566

What homes are worth in Navarre 32566

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1.3M

This home is worth more than 2% of homes in Navarre 32566.

How it measures up in Navarre 32566

The dot is this home. The mark in the middle is the typical home in Navarre 32566.

Estimated value$190,479
CheaperTypical $414,846Pricier

Pricier than 2% of homes nearby

Price per ft²$131
CheaperTypical $213Pricier

Cheaper than almost all homes nearby

Living area1,456 ft²
SmallerTypical 1,885 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.72 ac
SmallerTypical 0.38 acBigger

Bigger than 91% of homes nearby

Year built1957
OlderTypical 2002Newer

Older than almost all homes nearby

How 3038 River Rd ranks against every home in each area.
MeasureThis homeNavarre 32566Santa Rosa County
Estimated valuepricier than$190,4792% of homes9% of homes
Price per ft²pricier than$131almost no homes7% of homes
Living areabigger than1,456 ft²21% of homes28% of homes
Lot sizebigger than0.72 ac91% of homes76% of homes
Year builtnewer than1957almost no homes3% of homes

About 3038 River Rd

How much is 3038 River Rd, Navarre, FL worth?

The TopHap Estimate for 3038 River Rd, Navarre, FL is $190,479 as of Aug 30, 2026. The likely range is $167,044 to $213,914. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3038 River Rd, Navarre, FL last sell?

3038 River Rd, Navarre, FL last sold on May 25, 2001, according to the county's recorded deed.

How big is 3038 River Rd, Navarre, FL?

3038 River Rd, Navarre, FL has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 0.72-acre lot.

When was 3038 River Rd, Navarre, FL built?

3038 River Rd, Navarre, FL was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 3038 River Rd, Navarre, FL?

3038 River Rd, Navarre, FL is assigned to Navarre High School (high), rated C+; Holley-Navarre Primary School (elementary); Holley-Navarre Middle School (middle), rated B+. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3038 River Rd, Navarre, FL compare to other homes in Navarre 32566?

Among the 19,122 homes in Navarre 32566, it is worth more than 2% of them ($190,479 against a typical $414,846), its price per square foot is higher than almost none of them ($131 against a typical $213), it is bigger than 21% of them (1,456 ft² against a typical 1,885 ft²), its lot is bigger than 91% of them (0.72 ac against a typical 0.38 ac) and it is newer than almost none of them (1957 against a typical 2002). Measured against all of Santa Rosa County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3038 River Rd, Navarre, FL?

The 2025 property tax bill for 3038 River Rd, Navarre, FL was $561. The county assessed it at $71,139.

More homes on River Rd

Closest homes

More homes in Navarre 32566

Assigned schools

Explore the area

See this home in context

Open 3038 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map