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Single Family ResidenceResidential
$363,120$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $281,300 on Sep 6, 2019

3105 RIVER RD

NAVARRE, FL 32566
4
Beds
2
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$363K
$313K low$413K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$281,300 · Sep 6, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,396 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$252,086
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,659

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 330 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Navarre High SchoolC+
High · Grades 9–12 · 1.6 mi
E
Holley-Navarre Primary School
Elementary · Grades PK–2 · 3.0 mi
M
Holley-Navarre Middle SchoolB+
Middle · Grades 6–8 · 3.1 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32566These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.456 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,304
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3105 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Navarre 32566
  • Costs less per square foot than 78% of homes in Navarre 32566
  • Has a bigger lot than 84% of homes in Navarre 32566
  • Newer than 92% of homes in Navarre 32566

What homes are worth in Navarre 32566

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1.3M

This home is worth more than 32% of homes in Navarre 32566.

How it measures up in Navarre 32566

The dot is this home. The mark in the middle is the typical home in Navarre 32566.

Estimated value$363,120
CheaperTypical $414,846Pricier

Pricier than 32% of homes nearby

Price per ft²$186
CheaperTypical $213Pricier

Pricier than 22% of homes nearby

Living area1,952 ft²
SmallerTypical 1,885 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.56 ac
SmallerTypical 0.38 acBigger

Bigger than 84% of homes nearby

Year built2019
OlderTypical 2002Newer

Newer than 92% of homes nearby

How 3105 River Rd ranks against every home in each area.
MeasureThis homeNavarre 32566Santa Rosa County
Estimated valuepricier than$363,12032% of homes53% of homes
Price per ft²pricier than$18622% of homes45% of homes
Living areabigger than1,952 ft²55% of homes60% of homes
Lot sizebigger than0.56 ac84% of homes71% of homes
Year builtnewer than201992% of homes86% of homes

About 3105 River Rd

How much is 3105 River Rd, Navarre, FL worth?

The TopHap Estimate for 3105 River Rd, Navarre, FL is $363,120 as of Aug 30, 2026. The likely range is $313,472 to $412,768. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3105 River Rd, Navarre, FL last sell?

3105 River Rd, Navarre, FL last sold on Sep 6, 2019 for $281,300, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3105 River Rd, Navarre, FL?

3105 River Rd, Navarre, FL has 4 bedrooms, 2 bathrooms, 1,952 square feet of living space and a 0.56-acre lot.

When was 3105 River Rd, Navarre, FL built?

3105 River Rd, Navarre, FL was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 3105 River Rd, Navarre, FL?

3105 River Rd, Navarre, FL is assigned to Navarre High School (high), rated C+; Holley-Navarre Primary School (elementary); Holley-Navarre Middle School (middle), rated B+. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3105 River Rd, Navarre, FL compare to other homes in Navarre 32566?

Among the 19,122 homes in Navarre 32566, it is worth more than 32% of them ($363,120 against a typical $414,846), its price per square foot is higher than 22% of them ($186 against a typical $213), it is bigger than 55% of them (1,952 ft² against a typical 1,885 ft²), its lot is bigger than 84% of them (0.56 ac against a typical 0.38 ac) and it is newer than 92% of them (2019 against a typical 2002). Measured against all of Santa Rosa County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3105 River Rd, Navarre, FL?

The 2025 property tax bill for 3105 River Rd, Navarre, FL was $192. The county assessed it at $259,396.

More homes on River Rd

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More homes in Navarre 32566

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