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Rural ResidenceResidential
$127,990$65 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3039 E RIVER RD

CLAY CITY, IN 47841
5
Beds
1
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
1868
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$128K
$109K low$147K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,990
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,392

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCLAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.8.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay City Jr-Sr High SchoolB
Middle · Grades 7–12 · 5.6 mi
E
Clay City Elementary SchoolA
Elementary · Grades KG–6 · 5.7 mi

District: Clay Community Schools

Neighborhood · ZIP 47841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,210
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,914
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,835
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3039 E River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Clay County
  • Costs less per square foot than 92% of homes in Clay County
  • Bigger than 79% of homes in Clay City 47841
  • Has a bigger lot than 87% of homes in Clay County
  • Older than 98% of homes in Clay County

What homes are worth in Clay City 47841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$430K

This home is worth more than 47% of homes in Clay City 47841.

How it measures up in Clay City 47841

The dot is this home. The mark in the middle is the typical home in Clay City 47841.

Estimated value$127,990
CheaperTypical $134,298Pricier

Pricier than 47% of homes nearby

Price per ft²$65
CheaperTypical $86Pricier

Pricier than 26% of homes nearby

Living area1,960 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 79% of homes nearby

Lot size8 ac
SmallerTypical 1 acBigger

Bigger than 81% of homes nearby

Year built1868
OlderTypical 1963Newer

Newer than 3% of homes nearby

How 3039 E River Rd ranks against every home in each area.
MeasureThis homeClay City 47841Clay County
Estimated valuepricier than$127,99047% of homes30% of homes
Price per ft²pricier than$6526% of homes8% of homes
Living areabigger than1,960 ft²79% of homes78% of homes
Lot sizebigger than8 ac81% of homes87% of homes
Year builtnewer than18683% of homes2% of homes

About 3039 E River Rd

How much is 3039 E River Rd, Clay City, IN worth?

The TopHap Estimate for 3039 E River Rd, Clay City, IN is $127,990 as of Jul 14, 2026. The likely range is $108,651 to $147,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3039 E River Rd, Clay City, IN last sell?

3039 E River Rd, Clay City, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3039 E River Rd, Clay City, IN?

3039 E River Rd, Clay City, IN has 5 bedrooms, 1 bathrooms, 1,960 square feet of living space and a 8.00-acre lot.

When was 3039 E River Rd, Clay City, IN built?

3039 E River Rd, Clay City, IN was built in 1868, making it 158 years old. The building has 1 story.

What schools serve 3039 E River Rd, Clay City, IN?

3039 E River Rd, Clay City, IN is assigned to Clay City Jr-Sr High School (middle), rated B; Clay City Elementary School (elementary), rated A. All sit in Clay Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3039 E River Rd, Clay City, IN compare to other homes in Clay City 47841?

Among the 1,047 homes in Clay City 47841, it is worth more than 47% of them ($127,990 against a typical $134,298), its price per square foot is higher than 26% of them ($65 against a typical $86), it is bigger than 79% of them (1,960 ft² against a typical 1,456 ft²), its lot is bigger than 81% of them (8 ac against a typical 1 ac) and it is newer than 3% of them (1868 against a typical 1963). Measured against all of Clay County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3039 E River Rd, Clay City, IN?

The 2025 property tax bill for 3039 E River Rd, Clay City, IN was $559. The county assessed it at $150,400.

Closest homes

More homes in Clay City 47841

Assigned schools

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