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Single Family ResidenceResidential
$424,826$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on Apr 16, 2025

3039 RIVER BAY DR N

INDIANAPOLIS, IN 46240
2
Beds
2
Baths
1,864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,338 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$425K
$357K low$493K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Apr 16, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,326
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,861
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$307,500
UNION HOME MORTGAGE CORP · recorded Apr 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,455 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$332,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearwater Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
North Central High SchoolB+
High · Grades 9–12 · 1.1 mi
M
Eastwood Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi

District: Washington Township Metropolitan School District

Neighborhood · ZIP 46240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,973
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,964 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,859
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3039 River Bay Dr N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Marion County
  • Costs more per square foot than 93% of homes in Marion County
  • Bigger than 68% of homes in Marion County
  • Has a smaller lot than 96% of homes in Marion County
  • Newer than 85% of homes in Indianapolis 46240

What homes are worth in Indianapolis 46240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.9M

This home is worth more than 67% of homes in Indianapolis 46240.

How it measures up in Indianapolis 46240

The dot is this home. The mark in the middle is the typical home in Indianapolis 46240.

Estimated value$424,826
CheaperTypical $346,322Pricier

Pricier than 67% of homes nearby

Price per ft²$228
CheaperTypical $194Pricier

Pricier than 74% of homes nearby

Living area1,864 ft²
SmallerTypical 1,805 ft²Bigger

Bigger than 53% of homes nearby

Lot size2,338 ft²
SmallerTypical 0.37 acBigger

Bigger than 9% of homes nearby

Year built1987
OlderTypical 1960Newer

Newer than 85% of homes nearby

How 3039 River Bay Dr N ranks against every home in each area.
MeasureThis homeClearwaterIndianapolis 46240Marion County
Estimated valuepricier than$424,82671% of homes67% of homes91% of homes
Price per ft²pricier than$22872% of homes74% of homes93% of homes
Living areabigger than1,864 ft²61% of homes53% of homes68% of homes
Lot sizebigger than2,338 ft²21% of homes9% of homes4% of homes
Year builtnewer than198783% of homes85% of homes70% of homes

About 3039 River Bay Dr N

How much is 3039 River Bay Dr N, Indianapolis, IN worth?

The TopHap Estimate for 3039 River Bay Dr N, Indianapolis, IN is $424,826 as of Jul 14, 2026. The likely range is $356,517 to $493,135. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3039 River Bay Dr N, Indianapolis, IN last sell?

3039 River Bay Dr N, Indianapolis, IN last sold on Apr 16, 2025 for $410,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3039 River Bay Dr N, Indianapolis, IN?

3039 River Bay Dr N, Indianapolis, IN has 2 bedrooms, 2 bathrooms, 1,864 square feet of living space and a 0.05-acre lot.

When was 3039 River Bay Dr N, Indianapolis, IN built?

3039 River Bay Dr N, Indianapolis, IN was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 3039 River Bay Dr N, Indianapolis, IN?

3039 River Bay Dr N, Indianapolis, IN is assigned to Clearwater Elementary School (elementary), rated B; North Central High School (high), rated B+; Eastwood Middle School (middle), rated B-. All sit in Washington Township Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3039 River Bay Dr N, Indianapolis, IN compare to other homes in Indianapolis 46240?

Among the 5,830 homes in Indianapolis 46240, it is worth more than 67% of them ($424,826 against a typical $346,322), its price per square foot is higher than 74% of them ($228 against a typical $194), it is bigger than 53% of them (1,864 ft² against a typical 1,805 ft²), its lot is bigger than 9% of them (2,338 ft² against a typical 0.37 ac) and it is newer than 85% of them (1987 against a typical 1960). Measured against all of Marion County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3039 River Bay Dr N, Indianapolis, IN?

The 2024 property tax bill for 3039 River Bay Dr N, Indianapolis, IN was $4,455. The county assessed it at $332,900.

Closest homes

More homes in Indianapolis 46240

Assigned schools

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