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Single Family ResidenceResidential
$132,487$68 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

304 COMMERCE ST

RALEIGH, MS 39153
2
Baths
1,957 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.

Valuation

$132K
$126K low$139K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,577
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,862
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,910
COMMUNITY BANK OF MISSISSIPPI · recorded Jun 16, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,094 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,095 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,095
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmith
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Raleigh Elementary SchoolC
Elementary · Grades PK–6 · 0.7 mi
M
Raleigh High SchoolB
Middle · Grades 7–12 · 3.3 mi

District: Smith County School District

Neighborhood · ZIP 39153These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,885
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,168
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Smith County
  • Costs less per square foot than 96% of homes in Smith County
  • Bigger than 65% of homes in Raleigh 39153
  • Has a smaller lot than 93% of homes in Smith County

What homes are worth in Raleigh 39153

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$469K

This home is worth more than 26% of homes in Raleigh 39153.

How it measures up in Raleigh 39153

The dot is this home. The mark in the middle is the typical home in Raleigh 39153.

Estimated value$132,487
CheaperTypical $180,808Pricier

Pricier than 26% of homes nearby

Price per ft²$68
CheaperTypical $101Pricier

Pricier than 9% of homes nearby

Living area1,957 ft²
SmallerTypical 1,642 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.5 ac
SmallerTypical 2 acBigger

Bigger than 12% of homes nearby

Year built1983
OlderTypical 1979Newer

Newer than 56% of homes nearby

How 304 Commerce St ranks against every home in each area.
MeasureThis homeRaleigh 39153Smith County
Estimated valuepricier than$132,48726% of homes18% of homes
Price per ft²pricier than$689% of homes4% of homes
Living areabigger than1,957 ft²65% of homes62% of homes
Lot sizebigger than0.5 ac12% of homes7% of homes
Year builtnewer than198356% of homes51% of homes

About 304 Commerce St

How much is 304 Commerce St, Raleigh, MS worth?

The TopHap Estimate for 304 Commerce St, Raleigh, MS is $132,487 as of Jul 14, 2026. The likely range is $126,421 to $138,553. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Commerce St, Raleigh, MS last sell?

304 Commerce St, Raleigh, MS last sold on May 10, 2016, according to the county's recorded deed.

How big is 304 Commerce St, Raleigh, MS?

304 Commerce St, Raleigh, MS has 2 bathrooms, 1,957 square feet of living space and a 0.50-acre lot.

When was 304 Commerce St, Raleigh, MS built?

304 Commerce St, Raleigh, MS was built in 1983, making it 43 years old.

What schools serve 304 Commerce St, Raleigh, MS?

304 Commerce St, Raleigh, MS is assigned to Raleigh Elementary School (elementary), rated C; Raleigh High School (middle), rated B. All sit in Smith County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Commerce St, Raleigh, MS compare to other homes in Raleigh 39153?

Among the 1,326 homes in Raleigh 39153, it is worth more than 26% of them ($132,487 against a typical $180,808), its price per square foot is higher than 9% of them ($68 against a typical $101), it is bigger than 65% of them (1,957 ft² against a typical 1,642 ft²), its lot is bigger than 12% of them (0.5 ac against a typical 2 ac) and it is newer than 56% of them (1983 against a typical 1979). Measured against all of Smith County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Commerce St, Raleigh, MS?

The 2025 property tax bill for 304 Commerce St, Raleigh, MS was $1,094. The county assessed it at $10,095.

Closest homes

More homes in Raleigh 39153

Assigned schools

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