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Single Family ResidenceResidential
$261,760$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Jan 20, 2023

304 RACK LN

HUBERT, NC 28539
3
Beds
2
Baths
1,426 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$262K
$243K low$280K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Jan 20, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,408
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
ALPHA MORTGAGE CORP · recorded Jan 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,215 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,433 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,433
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,433

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sand Ridge Elementary SchoolB+
Elementary · Grades KG–5 · 0.7 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.5 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 3.8 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Rack Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 68% of homes in Onslow County

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$593K

This home is worth more than 45% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$261,760
CheaperTypical $271,246Pricier

Pricier than 45% of homes nearby

Price per ft²$184
CheaperTypical $178Pricier

Pricier than 56% of homes nearby

Living area1,426 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.6 ac
SmallerTypical 0.49 acBigger

Bigger than 60% of homes nearby

Year built2003
OlderTypical 2002Newer

Newer than 53% of homes nearby

How 304 Rack Ln ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$261,76045% of homes42% of homes
Price per ft²pricier than$18456% of homes58% of homes
Living areabigger than1,426 ft²42% of homes38% of homes
Lot sizebigger than0.6 ac60% of homes68% of homes
Year builtnewer than200353% of homes56% of homes

About 304 Rack Ln

How much is 304 Rack Ln, Hubert, NC worth?

The TopHap Estimate for 304 Rack Ln, Hubert, NC is $261,760 as of Jul 14, 2026. The likely range is $243,357 to $280,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Rack Ln, Hubert, NC last sell?

304 Rack Ln, Hubert, NC last sold on Jan 20, 2023 for $225,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 304 Rack Ln, Hubert, NC?

304 Rack Ln, Hubert, NC has 3 bedrooms, 2 bathrooms, 1,426 square feet of living space and a 0.60-acre lot.

When was 304 Rack Ln, Hubert, NC built?

304 Rack Ln, Hubert, NC was built in 2003, making it 23 years old. It is a conventional home. The building has 1 story.

What schools serve 304 Rack Ln, Hubert, NC?

304 Rack Ln, Hubert, NC is assigned to Sand Ridge Elementary School (elementary), rated B+; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Rack Ln, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,187 homes in Hubert 28539, it is worth more than 45% of them ($261,760 against a typical $271,246), its price per square foot is higher than 56% of them ($184 against a typical $178), it is bigger than 42% of them (1,426 ft² against a typical 1,544 ft²), its lot is bigger than 60% of them (0.6 ac against a typical 0.49 ac) and it is newer than 53% of them (2003 against a typical 2002). Measured against all of Onslow County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Rack Ln, Hubert, NC?

The 2025 property tax bill for 304 Rack Ln, Hubert, NC was $1,215. The county assessed it at $185,433.

Closest homes

More homes in Hubert 28539

Assigned schools

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