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Single Family ResidenceResidential
$260,639$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Jun 1, 2016

315 RACK LN

HUBERT, NC 28539
3
Beds
2
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$261K
$232K low$289K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jun 1, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,256
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,605
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,383
NEWREZ LLC · recorded Aug 24, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,210 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$184,729 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,729
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,729
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,729

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sand Ridge Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.6 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 3.9 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 Rack Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 65% of homes in Onslow County
  • Has a bigger lot than 78% of homes in Onslow County

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$608K

This home is worth more than 44% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$260,639
CheaperTypical $271,742Pricier

Pricier than 44% of homes nearby

Price per ft²$189
CheaperTypical $178Pricier

Pricier than 62% of homes nearby

Living area1,376 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.9 ac
SmallerTypical 0.49 acBigger

Bigger than 72% of homes nearby

Year built2002
OlderTypical 2002Newer

Newer than 51% of homes nearby

How 315 Rack Ln ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$260,63944% of homes41% of homes
Price per ft²pricier than$18962% of homes63% of homes
Living areabigger than1,376 ft²38% of homes35% of homes
Lot sizebigger than0.9 ac72% of homes78% of homes
Year builtnewer than200251% of homes54% of homes

About 315 Rack Ln

How much is 315 Rack Ln, Hubert, NC worth?

The TopHap Estimate for 315 Rack Ln, Hubert, NC is $260,639 as of Jul 14, 2026. The likely range is $232,057 to $289,221. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 Rack Ln, Hubert, NC last sell?

315 Rack Ln, Hubert, NC last sold on Jun 1, 2016 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 315 Rack Ln, Hubert, NC?

315 Rack Ln, Hubert, NC has 3 bedrooms, 2 bathrooms, 1,376 square feet of living space and a 0.90-acre lot.

When was 315 Rack Ln, Hubert, NC built?

315 Rack Ln, Hubert, NC was built in 2002, making it 24 years old. It is a conventional home. The building has 2 stories.

What schools serve 315 Rack Ln, Hubert, NC?

315 Rack Ln, Hubert, NC is assigned to Sand Ridge Elementary School (elementary), rated B+; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 315 Rack Ln, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,187 homes in Hubert 28539, it is worth more than 44% of them ($260,639 against a typical $271,742), its price per square foot is higher than 62% of them ($189 against a typical $178), it is bigger than 38% of them (1,376 ft² against a typical 1,544 ft²), its lot is bigger than 72% of them (0.9 ac against a typical 0.49 ac) and it is newer than 51% of them (2002 against a typical 2002). Measured against all of Onslow County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 315 Rack Ln, Hubert, NC?

The 2025 property tax bill for 315 Rack Ln, Hubert, NC was $1,210. The county assessed it at $184,729.

Closest homes

More homes in Hubert 28539

Assigned schools

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