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Single Family ResidenceResidential
$375,299$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

304 THAMES DR

SHOREWOOD, IL 60404
2
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$375K
$346K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,299
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,239
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,000
BMO HARRIS BANK · 7.69% 1 · recorded Apr 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,475 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,837 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,444
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,393
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,396
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$308,511

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.24
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shorewood Elementary SchoolB
Elementary · Grades KG–4 · 1.4 mi
M
Troy Middle SchoolA-
Middle · Grades 7–8 · 1.7 mi
H
Minooka Community High SchoolA+
High · Grades 9–12 · 5.6 mi

District: Minooka Community High School District 111

Neighborhood · ZIP 60404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.19,792
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,942
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Thames Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Will County
  • Newer than 67% of homes in Will County

What homes are worth in Shorewood 60404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$688K

This home is worth more than 36% of homes in Shorewood 60404.

How it measures up in Shorewood 60404

The dot is this home. The mark in the middle is the typical home in Shorewood 60404.

Estimated value$375,299
CheaperTypical $414,397Pricier

Pricier than 36% of homes nearby

Price per ft²$184
CheaperTypical $188Pricier

Pricier than 44% of homes nearby

Living area2,040 ft²
SmallerTypical 2,160 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.24 ac
SmallerTypical 0.27 acBigger

Bigger than 36% of homes nearby

Year built1999
OlderTypical 2000Newer

Newer than 48% of homes nearby

How 304 Thames Dr ranks against every home in each area.
MeasureThis homeShorewood 60404Will County
Estimated valuepricier than$375,29936% of homes51% of homes
Price per ft²pricier than$18444% of homes28% of homes
Living areabigger than2,040 ft²43% of homes60% of homes
Lot sizebigger than0.24 ac36% of homes50% of homes
Year builtnewer than199948% of homes67% of homes

About 304 Thames Dr

How much is 304 Thames Dr, Shorewood, IL worth?

The TopHap Estimate for 304 Thames Dr, Shorewood, IL is $375,299 as of Jul 14, 2026. The likely range is $345,825 to $404,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Thames Dr, Shorewood, IL last sell?

304 Thames Dr, Shorewood, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 304 Thames Dr, Shorewood, IL?

304 Thames Dr, Shorewood, IL has 2 bathrooms, 2,040 square feet of living space and a 0.24-acre lot.

When was 304 Thames Dr, Shorewood, IL built?

304 Thames Dr, Shorewood, IL was built in 1999, making it 27 years old. It is a split level home.

What schools serve 304 Thames Dr, Shorewood, IL?

304 Thames Dr, Shorewood, IL is assigned to Shorewood Elementary School (elementary), rated B; Troy Middle School (middle), rated A-; Minooka Community High School (high), rated A+. All sit in Minooka Community High School District 111. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Thames Dr, Shorewood, IL compare to other homes in Shorewood 60404?

Among the 7,311 homes in Shorewood 60404, it is worth more than 36% of them ($375,299 against a typical $414,397), its price per square foot is higher than 44% of them ($184 against a typical $188), it is bigger than 43% of them (2,040 ft² against a typical 2,160 ft²), its lot is bigger than 36% of them (0.24 ac against a typical 0.27 ac) and it is newer than 48% of them (1999 against a typical 2000). Measured against all of Will County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Thames Dr, Shorewood, IL?

The 2025 property tax bill for 304 Thames Dr, Shorewood, IL was $7,475. The county assessed it at $102,837.

Closest homes

More homes in Shorewood 60404

Assigned schools

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