Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$234,416$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $54,400 on Jan 31, 2014

3040 ROCK RIDGE RD

JEFFERSON CITY, MO 65109
3
Beds
1
Baths
1,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$234K
$225K low$244K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$54,400 · Jan 31, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,916
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,733
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,500
JEFFERSON BANK OF MISSOURI · recorded Jan 31, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,216 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,410
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.1.44
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar Hill Elementary SchoolC
Elementary · Grades KG–5 · 1.7 mi
H
Jefferson City High SchoolC
High · Grades 9–12 · 3.4 mi
M
Lewis and Clark Middle SchoolB
Middle · Grades 6–8 · 5.2 mi

District: Jefferson City Public Schools

Neighborhood · ZIP 65109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,599
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.464 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,301
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3040 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Jefferson City 65109
  • Costs less per square foot than 89% of homes in Jefferson City 65109
  • Has a bigger lot than 90% of homes in Jefferson City 65109
  • Older than 69% of homes in Jefferson City 65109

What homes are worth in Jefferson City 65109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$771K

This home is worth more than 21% of homes in Jefferson City 65109.

How it measures up in Jefferson City 65109

The dot is this home. The mark in the middle is the typical home in Jefferson City 65109.

Estimated value$234,416
CheaperTypical $299,795Pricier

Pricier than 21% of homes nearby

Price per ft²$151
CheaperTypical $201Pricier

Pricier than 11% of homes nearby

Living area1,556 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.44 ac
SmallerTypical 0.33 acBigger

Bigger than 90% of homes nearby

Year built1970
OlderTypical 1983Newer

Newer than 31% of homes nearby

How 3040 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeJefferson City 65109Cole County
Estimated valuepricier than$234,41621% of homes24% of homes
Price per ft²pricier than$15111% of homes15% of homes
Living areabigger than1,556 ft²47% of homes47% of homes
Lot sizebigger than1.44 ac90% of homes79% of homes
Year builtnewer than197031% of homes37% of homes

About 3040 Rock Ridge Rd

How much is 3040 Rock Ridge Rd, Jefferson City, MO worth?

The TopHap Estimate for 3040 Rock Ridge Rd, Jefferson City, MO is $234,416 as of Jul 14, 2026. The likely range is $225,118 to $243,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3040 Rock Ridge Rd, Jefferson City, MO last sell?

3040 Rock Ridge Rd, Jefferson City, MO last sold on Jan 31, 2014 for $54,400, according to the county's recorded deed.

How big is 3040 Rock Ridge Rd, Jefferson City, MO?

3040 Rock Ridge Rd, Jefferson City, MO has 3 bedrooms, 1 bathrooms, 1,556 square feet of living space and a 1.44-acre lot.

When was 3040 Rock Ridge Rd, Jefferson City, MO built?

3040 Rock Ridge Rd, Jefferson City, MO was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 3040 Rock Ridge Rd, Jefferson City, MO?

3040 Rock Ridge Rd, Jefferson City, MO is assigned to Cedar Hill Elementary School (elementary), rated C; Jefferson City High School (high), rated C; Lewis and Clark Middle School (middle), rated B. All sit in Jefferson City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3040 Rock Ridge Rd, Jefferson City, MO compare to other homes in Jefferson City 65109?

Among the 13,728 homes in Jefferson City 65109, it is worth more than 21% of them ($234,416 against a typical $299,795), its price per square foot is higher than 11% of them ($151 against a typical $201), it is bigger than 47% of them (1,556 ft² against a typical 1,586 ft²), its lot is bigger than 90% of them (1.44 ac against a typical 0.33 ac) and it is newer than 31% of them (1970 against a typical 1983). Measured against all of Cole County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3040 Rock Ridge Rd, Jefferson City, MO?

The 2025 property tax bill for 3040 Rock Ridge Rd, Jefferson City, MO was $1,216. The county assessed it at $20,330.

More homes on Rock Ridge Rd

Closest homes

More homes in Jefferson City 65109

Assigned schools

Explore the area

See this home in context

Open 3040 Rock Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map