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Single Family ResidenceResidential
$330,156$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3040 STATE ROUTE 746

CARDINGTON, OH 43315
3
Beds
2.5
Baths
2,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$287K low$374K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,148
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$141,718
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$117,500
FIRST KNOX NATIONAL BANK · recorded Mar 28, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,508
FIRST KNOX NATIONAL BANK DIVISION OF THE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,501 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,120 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$343,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMORROW
Lot (acres)The size of the land the home sits on, from county records.3.17
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Patio · 320 ft²Porch · 510 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cardington-Lincoln Elementary SchoolD
Elementary · Grades PK–4 · 4.1 mi
H
Cardington-Lincoln High SchoolC-
High · Grades 9–12 · 4.6 mi
M
Cardington-Lincoln Middle SchoolC+
Middle · Grades 5–8 · 4.6 mi

District: Cardington-Lincoln Local School District

Neighborhood · ZIP 43315These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.168
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,165
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,212
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3040 State Route 746 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Cardington 43315
  • Costs less per square foot than 69% of homes in Morrow County
  • Bigger than 89% of homes in Cardington 43315
  • Has a bigger lot than 68% of homes in Morrow County
  • Newer than 82% of homes in Cardington 43315

What homes are worth in Cardington 43315

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$590K

This home is worth more than 77% of homes in Cardington 43315.

How it measures up in Cardington 43315

The dot is this home. The mark in the middle is the typical home in Cardington 43315.

Estimated value$330,156
CheaperTypical $231,658Pricier

Pricier than 77% of homes nearby

Price per ft²$138
CheaperTypical $159Pricier

Pricier than 35% of homes nearby

Living area2,390 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 89% of homes nearby

Lot size3.17 ac
SmallerTypical 1.8 acBigger

Bigger than 67% of homes nearby

Year built2002
OlderTypical 1978Newer

Newer than 82% of homes nearby

How 3040 State Route 746 ranks against every home in each area.
MeasureThis homeCardington 43315Morrow County
Estimated valuepricier than$330,15677% of homes73% of homes
Price per ft²pricier than$13835% of homes31% of homes
Living areabigger than2,390 ft²89% of homes89% of homes
Lot sizebigger than3.17 ac67% of homes68% of homes
Year builtnewer than200282% of homes82% of homes

About 3040 State Route 746

How much is 3040 State Route 746, Cardington, OH worth?

The TopHap Estimate for 3040 State Route 746, Cardington, OH is $330,156 as of Jul 14, 2026. The likely range is $286,657 to $373,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3040 State Route 746, Cardington, OH last sell?

3040 State Route 746, Cardington, OH last sold on Aug 9, 2001, according to the county's recorded deed.

How big is 3040 State Route 746, Cardington, OH?

3040 State Route 746, Cardington, OH has 3 bedrooms, 2.5 bathrooms, 2,390 square feet of living space and a 3.17-acre lot.

When was 3040 State Route 746, Cardington, OH built?

3040 State Route 746, Cardington, OH was built in 2002, making it 24 years old. It is a conventional home. The building has 2 stories.

What schools serve 3040 State Route 746, Cardington, OH?

3040 State Route 746, Cardington, OH is assigned to Cardington-Lincoln Elementary School (elementary), rated D; Cardington-Lincoln High School (high), rated C-; Cardington-Lincoln Middle School (middle), rated C+. All sit in Cardington-Lincoln Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3040 State Route 746, Cardington, OH compare to other homes in Cardington 43315?

Among the 3,528 homes in Cardington 43315, it is worth more than 77% of them ($330,156 against a typical $231,658), its price per square foot is higher than 35% of them ($138 against a typical $159), it is bigger than 89% of them (2,390 ft² against a typical 1,560 ft²), its lot is bigger than 67% of them (3.17 ac against a typical 1.8 ac) and it is newer than 82% of them (2002 against a typical 1978). Measured against all of Morrow County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3040 State Route 746, Cardington, OH?

The 2025 property tax bill for 3040 State Route 746, Cardington, OH was $6,501. The county assessed it at $120,120.

Closest homes

More homes in Cardington 43315

Assigned schools

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