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Single Family ResidentialResidential
$252,493$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

305 COMMERCE ST

WEST POINT, MS 39773
3
Beds
0
Baths
2,370 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1920
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$252K
$215K low$290K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,493
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,394
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,000
ROCKET MORTGAGE LLC · recorded Sep 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,271 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,575 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,414
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,161
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,494
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,750

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Church Hill Elementary SchoolB+
Elementary · Grades 1–2 · 0.8 mi
M
Fifth Street SchoolC-
Middle · Grades 5–7 · 0.8 mi
H
West Point High SchoolD+
High · Grades 8–12 · 1.1 mi

District: West Point Consolidated School District

Neighborhood · ZIP 39773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,054
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,287
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,468
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Clay County
  • Costs more per square foot than 71% of homes in Clay County
  • Bigger than 81% of homes in West Point 39773
  • Older than 97% of homes in Clay County

What homes are worth in West Point 39773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$733K

This home is worth more than 79% of homes in West Point 39773.

How it measures up in West Point 39773

The dot is this home. The mark in the middle is the typical home in West Point 39773.

Estimated value$252,493
CheaperTypical $140,795Pricier

Pricier than 79% of homes nearby

Price per ft²$107
CheaperTypical $91Pricier

Pricier than 69% of homes nearby

Living area2,370 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 81% of homes nearby

Year built1920
OlderTypical 1975Newer

Newer than 4% of homes nearby

How 305 Commerce St ranks against every home in each area.
MeasureThis homeWest Point 39773Clay County
Estimated valuepricier than$252,49379% of homes81% of homes
Price per ft²pricier than$10769% of homes71% of homes
Living areabigger than2,370 ft²81% of homes81% of homes
Year builtnewer than19204% of homes3% of homes

About 305 Commerce St

How much is 305 Commerce St, West Point, MS worth?

The TopHap Estimate for 305 Commerce St, West Point, MS is $252,493 as of Jun 23, 2026. The likely range is $214,619 to $290,366. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Commerce St, West Point, MS last sell?

305 Commerce St, West Point, MS last sold on Jun 1, 2017, according to the county's recorded deed.

How big is 305 Commerce St, West Point, MS?

305 Commerce St, West Point, MS has 3 bedrooms and 2,370 square feet of living space.

When was 305 Commerce St, West Point, MS built?

305 Commerce St, West Point, MS was built in 1920, making it 106 years old.

What schools serve 305 Commerce St, West Point, MS?

305 Commerce St, West Point, MS is assigned to Church Hill Elementary School (elementary), rated B+; Fifth Street School (middle), rated C-; West Point High School (high), rated D+. All sit in West Point Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Commerce St, West Point, MS compare to other homes in West Point 39773?

Among the 5,593 homes in West Point 39773, it is worth more than 79% of them ($252,493 against a typical $140,795), its price per square foot is higher than 69% of them ($107 against a typical $91), it is bigger than 81% of them (2,370 ft² against a typical 1,544 ft²) and it is newer than 4% of them (1920 against a typical 1975). Measured against all of Clay County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Commerce St, West Point, MS?

The 2023 property tax bill for 305 Commerce St, West Point, MS was $1,271. The county assessed it at $12,575.

Closest homes

More homes in West Point 39773

Assigned schools

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