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Single Family ResidenceResidential
$276,305$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $238,000 on Nov 17, 2020

305 RIDGE ST

WIGGINS, CO 80654
3
Beds
2
Baths
2,427 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$276K
$264K low$288K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$238,000 · Nov 17, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,205
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,164
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,100
TOWNE MORTGAGE CO · recorded Nov 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,801 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,750

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 731 ft²Porch · 48 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Wiggins High SchoolD
High · Grades 9–12 · 0.3 mi
E
Wiggins Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi
M
Wiggins Middle School
Middle · Grades 6–8 · 0.3 mi

District: Wiggins School District Re-50j

Neighborhood · ZIP 80654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,994
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,670
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Wiggins 80654
  • Costs less per square foot than 80% of homes in Wiggins 80654
  • Has a smaller lot than 72% of homes in Wiggins 80654
  • Newer than 79% of homes in Morgan County

What homes are worth in Wiggins 80654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$906K

This home is worth more than 9% of homes in Wiggins 80654.

How it measures up in Wiggins 80654

The dot is this home. The mark in the middle is the typical home in Wiggins 80654.

Estimated value$276,305
CheaperTypical $426,935Pricier

Pricier than 9% of homes nearby

Price per ft²$114
CheaperTypical $141Pricier

Pricier than 20% of homes nearby

Living area2,427 ft²
SmallerTypical 2,923 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.21 ac
SmallerTypical 2 acBigger

Bigger than 28% of homes nearby

Year built1999
OlderTypical 2002Newer

Newer than 46% of homes nearby

How 305 Ridge St ranks against every home in each area.
MeasureThis homeWiggins 80654Morgan County
Estimated valuepricier than$276,3059% of homes30% of homes
Price per ft²pricier than$11420% of homes35% of homes
Living areabigger than2,427 ft²38% of homes49% of homes
Lot sizebigger than0.21 ac28% of homes45% of homes
Year builtnewer than199946% of homes79% of homes

About 305 Ridge St

How much is 305 Ridge St, Wiggins, CO worth?

The TopHap Estimate for 305 Ridge St, Wiggins, CO is $276,305 as of Jul 14, 2026. The likely range is $264,402 to $288,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Ridge St, Wiggins, CO last sell?

305 Ridge St, Wiggins, CO last sold on Nov 17, 2020 for $238,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 305 Ridge St, Wiggins, CO?

305 Ridge St, Wiggins, CO has 3 bedrooms, 2 bathrooms, 2,427 square feet of living space and a 0.21-acre lot.

When was 305 Ridge St, Wiggins, CO built?

305 Ridge St, Wiggins, CO was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 305 Ridge St, Wiggins, CO?

305 Ridge St, Wiggins, CO is assigned to Wiggins High School (high), rated D; Wiggins Elementary School (elementary), rated B; Wiggins Middle School (middle). All sit in Wiggins School District Re-50j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Ridge St, Wiggins, CO compare to other homes in Wiggins 80654?

Among the 1,465 homes in Wiggins 80654, it is worth more than 9% of them ($276,305 against a typical $426,935), its price per square foot is higher than 20% of them ($114 against a typical $141), it is bigger than 38% of them (2,427 ft² against a typical 2,923 ft²), its lot is bigger than 28% of them (0.21 ac against a typical 2 ac) and it is newer than 46% of them (1999 against a typical 2002). Measured against all of Morgan County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Ridge St, Wiggins, CO?

The 2025 property tax bill for 305 Ridge St, Wiggins, CO was $1,801. The county assessed it at $17,540.

Closest homes

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Assigned schools

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