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Single Family ResidenceResidential
$620,114$489 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $370,000 on Jun 15, 2005

305 RITCHEY ST

SAN DIEGO, CA 92114
4
Beds
1.5
Baths
1,268 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$620K
$548K low$693K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Jun 15, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,539
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,000
JPMORGAN CHASE BANK NA · recorded Dec 12, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,190
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,012 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,014 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$255,899
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,115
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$515,701

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
10
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Morse High SchoolB
High · Grades 9–12 · 0.5 mi
E
Fulton K-8 SchoolC
Elementary · Grades KG–8 · 0.5 mi

District: San Diego City Unified School District

Neighborhood · ZIP 92114These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.246

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.65,709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,946 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,022
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Ritchey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in San Diego County
  • Costs less per square foot than 69% of homes in San Diego County
  • Smaller than 65% of homes in San Diego County
  • Has a smaller lot than 87% of homes in San Diego 92114
  • Newer than 66% of homes in San Diego 92114

What homes are worth in San Diego 92114

Each bar is how many homes fall in that price range. The marker is this home.

This home
$493K$868K

This home is worth more than 24% of homes in San Diego 92114.

How it measures up in San Diego 92114

The dot is this home. The mark in the middle is the typical home in San Diego 92114.

Estimated value$620,114
CheaperTypical $678,205Pricier

Pricier than 24% of homes nearby

Price per ft²$489
CheaperTypical $499Pricier

Pricier than 46% of homes nearby

Living area1,268 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 13% of homes nearby

Year built1978
OlderTypical 1969Newer

Newer than 66% of homes nearby

How 305 Ritchey St ranks against every home in each area.
MeasureThis homeSkyline / Paradise HillsSan Diego 92114San Diego County
Estimated valuepricier than$620,11434% of homes24% of homes18% of homes
Price per ft²pricier than$48956% of homes46% of homes31% of homes
Living areabigger than1,268 ft²39% of homes40% of homes35% of homes
Lot sizebigger than0.13 ac15% of homes13% of homes16% of homes
Year builtnewer than197849% of homes66% of homes38% of homes

About 305 Ritchey St

How much is 305 Ritchey St, San Diego, CA worth?

The TopHap Estimate for 305 Ritchey St, San Diego, CA is $620,114 as of Jul 14, 2026. The likely range is $547,725 to $692,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Ritchey St, San Diego, CA last sell?

305 Ritchey St, San Diego, CA last sold on Jun 15, 2005 for $370,000, according to the county's recorded deed.

How big is 305 Ritchey St, San Diego, CA?

305 Ritchey St, San Diego, CA has 4 bedrooms, 1.5 bathrooms, 1,268 square feet of living space and a 0.13-acre lot.

When was 305 Ritchey St, San Diego, CA built?

305 Ritchey St, San Diego, CA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 305 Ritchey St, San Diego, CA?

305 Ritchey St, San Diego, CA is assigned to Morse High School (high), rated B; Fulton K-8 School (elementary), rated C. All sit in San Diego City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Ritchey St, San Diego, CA compare to other homes in San Diego 92114?

Among the 15,852 homes in San Diego 92114, it is worth more than 24% of them ($620,114 against a typical $678,205), its price per square foot is higher than 46% of them ($489 against a typical $499), it is bigger than 40% of them (1,268 ft² against a typical 1,364 ft²), its lot is bigger than 13% of them (0.13 ac against a typical 0.17 ac) and it is newer than 66% of them (1978 against a typical 1969). Measured against all of San Diego County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Ritchey St, San Diego, CA?

The 2025 property tax bill for 305 Ritchey St, San Diego, CA was $7,012. The county assessed it at $526,014.

Closest homes

More homes in San Diego 92114

Assigned schools

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