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Single Family ResidenceResidential
$376,300$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Jun 30, 2014

305 RUFFIN ST

LINVILLE, NC 28646
3
Beds
1
Baths
1,590 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$376K
$318K low$434K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jun 30, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$210,050
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$168,040
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,250
CBC NAT'L BK · recorded Jun 30, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²Patio · 300 ft²Porch · 176 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Avery Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 2.5 mi
E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 2.6 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Ruffin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Linville 28646
  • Costs less per square foot than 79% of homes in Linville 28646
  • Smaller than 83% of homes in Linville 28646
  • Has a smaller lot than 87% of homes in Avery County
  • Older than 85% of homes in Linville 28646

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$4.9M

This home is worth more than 29% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$376,300
CheaperTypical $1,173,152Pricier

Pricier than 29% of homes nearby

Price per ft²$237
CheaperTypical $472Pricier

Pricier than 21% of homes nearby

Living area1,590 ft²
SmallerTypical 2,969 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.34 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1965
OlderTypical 1984Newer

Newer than 15% of homes nearby

How 305 Ruffin St ranks against every home in each area.
MeasureThis homeLinville 28646Avery County
Estimated valuepricier than$376,30029% of homes66% of homes
Price per ft²pricier than$23721% of homes48% of homes
Living areabigger than1,590 ft²17% of homes50% of homes
Lot sizebigger than0.34 ac19% of homes13% of homes
Year builtnewer than196515% of homes17% of homes

About 305 Ruffin St

How much is 305 Ruffin St, Linville, NC worth?

The TopHap Estimate for 305 Ruffin St, Linville, NC is $376,300 as of Jul 14, 2026. The likely range is $318,405 to $434,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Ruffin St, Linville, NC last sell?

305 Ruffin St, Linville, NC last sold on Jun 30, 2014 for $175,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 305 Ruffin St, Linville, NC?

305 Ruffin St, Linville, NC has 3 bedrooms, 1 bathrooms, 1,590 square feet of living space and a 0.34-acre lot.

When was 305 Ruffin St, Linville, NC built?

305 Ruffin St, Linville, NC was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 305 Ruffin St, Linville, NC?

305 Ruffin St, Linville, NC is assigned to Avery Middle School (middle), rated D-; Avery County High School (high), rated D+; Newland Elementary School (elementary), rated C. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Ruffin St, Linville, NC compare to other homes in Linville 28646?

Among the 1,202 homes in Linville 28646, it is worth more than 29% of them ($376,300 against a typical $1,173,152), its price per square foot is higher than 21% of them ($237 against a typical $472), it is bigger than 17% of them (1,590 ft² against a typical 2,969 ft²), its lot is bigger than 19% of them (0.34 ac against a typical 1 ac) and it is newer than 15% of them (1965 against a typical 1984). Measured against all of Avery County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Ruffin St, Linville, NC?

The 2025 property tax bill for 305 Ruffin St, Linville, NC was $748. The county assessed it at $187,000.

Closest homes

More homes in Linville 28646

Assigned schools

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