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Single Family ResidenceResidential
$144,738$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

308 RATCHFORD AVE

GASTONIA, NC 28054
3
Beds
2
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$145K
$106K low$183K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$32,238
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,790
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,500
GUARANTEED RATE, INC · 6.46% 2 · recorded May 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,460

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodhill Elementary SchoolF
Elementary · Grades PK–5 · 0.8 mi
M
Grier Middle SchoolD
Middle · Grades 6–8 · 1.6 mi
H
Ashbrook High SchoolD+
High · Grades 9–12 · 3.2 mi

District: Gaston County Schools

Neighborhood · ZIP 28054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.39,920
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,089 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,585
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

308 Ratchford Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Gaston County
  • Costs less per square foot than 86% of homes in Gaston County
  • Smaller than 79% of homes in Gaston County
  • Has a smaller lot than 95% of homes in Gaston County
  • Older than 90% of homes in Gaston County

What homes are worth in Gastonia 28054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$649K

This home is worth more than 15% of homes in Gastonia 28054.

How it measures up in Gastonia 28054

The dot is this home. The mark in the middle is the typical home in Gastonia 28054.

Estimated value$144,738
CheaperTypical $265,376Pricier

Pricier than 15% of homes nearby

Price per ft²$130
CheaperTypical $162Pricier

Pricier than 20% of homes nearby

Living area1,116 ft²
SmallerTypical 1,529 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.1 ac
SmallerTypical 0.31 acBigger

Bigger than 8% of homes nearby

Year built1936
OlderTypical 1969Newer

Newer than 11% of homes nearby

How 308 Ratchford Ave ranks against every home in each area.
MeasureThis homeGastonia 28054Gaston County
Estimated valuepricier than$144,73815% of homes11% of homes
Price per ft²pricier than$13020% of homes14% of homes
Living areabigger than1,116 ft²23% of homes21% of homes
Lot sizebigger than0.1 ac8% of homes5% of homes
Year builtnewer than193611% of homes10% of homes

About 308 Ratchford Ave

How much is 308 Ratchford Ave, Gastonia, NC worth?

The TopHap Estimate for 308 Ratchford Ave, Gastonia, NC is $144,738 as of Jul 14, 2026. The likely range is $106,320 to $183,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 308 Ratchford Ave, Gastonia, NC?

308 Ratchford Ave, Gastonia, NC has 3 bedrooms, 2 bathrooms, 1,116 square feet of living space and a 0.10-acre lot.

When was 308 Ratchford Ave, Gastonia, NC built?

308 Ratchford Ave, Gastonia, NC was built in 1936, making it 90 years old. It is a bungalow home. The building has 1 story.

What schools serve 308 Ratchford Ave, Gastonia, NC?

308 Ratchford Ave, Gastonia, NC is assigned to Woodhill Elementary School (elementary), rated F; Grier Middle School (middle), rated D; Ashbrook High School (high), rated D+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 308 Ratchford Ave, Gastonia, NC compare to other homes in Gastonia 28054?

Among the 12,164 homes in Gastonia 28054, it is worth more than 15% of them ($144,738 against a typical $265,376), its price per square foot is higher than 20% of them ($130 against a typical $162), it is bigger than 23% of them (1,116 ft² against a typical 1,529 ft²), its lot is bigger than 8% of them (0.1 ac against a typical 0.31 ac) and it is newer than 11% of them (1936 against a typical 1969). Measured against all of Gaston County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 308 Ratchford Ave, Gastonia, NC?

The 2025 property tax bill for 308 Ratchford Ave, Gastonia, NC was $1,651. The county assessed it at $154,460.

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Assigned schools

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