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Single Family ResidenceResidential
$294,056$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Nov 18, 2008

3085 MISSISSIPPI RIVER RD

MONTROSE, IA 52639
3
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$294K
$230K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Nov 18, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.157%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$440,000
DUBUQUE BANK · R · recorded Apr 10, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,300
HUB CO CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$440 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.189 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLee
Lot (acres)The size of the land the home sits on, from county records.6.17
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 190 ft²Patio · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lee Middle SchoolA-
Middle · Grades 5–8 · 8.5 mi
E
Central Lee Elementary SchoolC-
Elementary · Grades PK–4 · 8.5 mi
H
Central Lee High SchoolA-
High · Grades 9–12 · 8.6 mi

District: Central Lee Community School District

Neighborhood · ZIP 52639These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,191
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3085 Mississippi River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Montrose 52639
  • Costs more per square foot than 93% of homes in Lee County
  • Has a bigger lot than 88% of homes in Lee County
  • Newer than 81% of homes in Lee County

What homes are worth in Montrose 52639

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$471K

This home is worth more than 90% of homes in Montrose 52639.

How it measures up in Montrose 52639

The dot is this home. The mark in the middle is the typical home in Montrose 52639.

Estimated value$294,056
CheaperTypical $138,396Pricier

Pricier than 90% of homes nearby

Price per ft²$213
CheaperTypical $108Pricier

Pricier than 91% of homes nearby

Living area1,380 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 57% of homes nearby

Lot size6.17 ac
SmallerTypical 0.87 acBigger

Bigger than 78% of homes nearby

Year built1981
OlderTypical 1974Newer

Newer than 67% of homes nearby

How 3085 Mississippi River Rd ranks against every home in each area.
MeasureThis homeMontrose 52639Lee County
Estimated valuepricier than$294,05690% of homes89% of homes
Price per ft²pricier than$21391% of homes93% of homes
Living areabigger than1,380 ft²57% of homes51% of homes
Lot sizebigger than6.17 ac78% of homes88% of homes
Year builtnewer than198167% of homes81% of homes

About 3085 Mississippi River Rd

How much is 3085 Mississippi River Rd, Montrose, IA worth?

The TopHap Estimate for 3085 Mississippi River Rd, Montrose, IA is $294,056 as of Jul 14, 2026. The likely range is $230,462 to $357,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3085 Mississippi River Rd, Montrose, IA last sell?

3085 Mississippi River Rd, Montrose, IA last sold on Nov 18, 2008 for $40,000, according to the county's recorded deed.

How big is 3085 Mississippi River Rd, Montrose, IA?

3085 Mississippi River Rd, Montrose, IA has 3 bedrooms, 2 bathrooms, 1,380 square feet of living space and a 6.17-acre lot.

When was 3085 Mississippi River Rd, Montrose, IA built?

3085 Mississippi River Rd, Montrose, IA was built in 1981, making it 45 years old.

What schools serve 3085 Mississippi River Rd, Montrose, IA?

3085 Mississippi River Rd, Montrose, IA is assigned to Central Lee Middle School (middle), rated A-; Central Lee Elementary School (elementary), rated C-; Central Lee High School (high), rated A-. All sit in Central Lee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3085 Mississippi River Rd, Montrose, IA compare to other homes in Montrose 52639?

Among the 871 homes in Montrose 52639, it is worth more than 90% of them ($294,056 against a typical $138,396), its price per square foot is higher than 91% of them ($213 against a typical $108), it is bigger than 57% of them (1,380 ft² against a typical 1,320 ft²), its lot is bigger than 78% of them (6.17 ac against a typical 0.87 ac) and it is newer than 67% of them (1981 against a typical 1974). Measured against all of Lee County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3085 Mississippi River Rd, Montrose, IA?

The 2024 property tax bill for 3085 Mississippi River Rd, Montrose, IA was $440. The county assessed it at $60,000.

Closest homes

More homes in Montrose 52639

Assigned schools

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