Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$553,821$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026
Last sold for $400,000 on Feb 8, 2019

3095 MISSISSIPPI RIVER RD

MONTROSE, IA 52639
3
Beds
5 / 2
Baths
2,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$554K
$487K low$621K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Feb 8, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,821
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,657
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$358,000
GREENSTATE CU · recorded Jul 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,320 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,010 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.95 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLee
Lot (acres)The size of the land the home sits on, from county records.16.54
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Geo-Thermal
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Patio · 600 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lee Middle SchoolA-
Middle · Grades 5–8 · 8.5 mi
E
Central Lee Elementary SchoolC-
Elementary · Grades PK–4 · 8.5 mi
H
Central Lee High SchoolA-
High · Grades 9–12 · 8.7 mi

District: Central Lee Community School District

Neighborhood · ZIP 52639These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,191
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3095 Mississippi River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Montrose 52639
  • Costs more per square foot than 95% of homes in Lee County
  • Bigger than 96% of homes in Montrose 52639
  • Has a bigger lot than 93% of homes in Lee County
  • Newer than 95% of homes in Lee County

What homes are worth in Montrose 52639

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$452K

This home is worth more than almost all homes in Montrose 52639.

How it measures up in Montrose 52639

The dot is this home. The mark in the middle is the typical home in Montrose 52639.

Estimated value$553,821
CheaperTypical $137,966Pricier

Pricier than almost all homes nearby

Price per ft²$224
CheaperTypical $108Pricier

Pricier than 94% of homes nearby

Living area2,476 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 96% of homes nearby

Lot size16.54 ac
SmallerTypical 0.87 acBigger

Bigger than 89% of homes nearby

Year built2008
OlderTypical 1974Newer

Newer than 92% of homes nearby

How 3095 Mississippi River Rd ranks against every home in each area.
MeasureThis homeMontrose 52639Lee County
Estimated valuepricier than$553,821almost all homesalmost all homes
Price per ft²pricier than$22494% of homes95% of homes
Living areabigger than2,476 ft²96% of homes92% of homes
Lot sizebigger than16.54 ac89% of homes93% of homes
Year builtnewer than200892% of homes95% of homes

About 3095 Mississippi River Rd

How much is 3095 Mississippi River Rd, Montrose, IA worth?

The TopHap Estimate for 3095 Mississippi River Rd, Montrose, IA is $553,821 as of Jun 25, 2026. The likely range is $486,746 to $620,896. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3095 Mississippi River Rd, Montrose, IA last sell?

3095 Mississippi River Rd, Montrose, IA last sold on Feb 8, 2019 for $400,000, according to the county's recorded deed.

How big is 3095 Mississippi River Rd, Montrose, IA?

3095 Mississippi River Rd, Montrose, IA has 3 bedrooms, 5 bathrooms, 2,476 square feet of living space and a 16.54-acre lot.

When was 3095 Mississippi River Rd, Montrose, IA built?

3095 Mississippi River Rd, Montrose, IA was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 3095 Mississippi River Rd, Montrose, IA?

3095 Mississippi River Rd, Montrose, IA is assigned to Central Lee Middle School (middle), rated A-; Central Lee Elementary School (elementary), rated C-; Central Lee High School (high), rated A-. All sit in Central Lee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3095 Mississippi River Rd, Montrose, IA compare to other homes in Montrose 52639?

Among the 871 homes in Montrose 52639, it is worth more than almost all of them ($553,821 against a typical $137,966), its price per square foot is higher than 94% of them ($224 against a typical $108), it is bigger than 96% of them (2,476 ft² against a typical 1,312 ft²), its lot is bigger than 89% of them (16.54 ac against a typical 0.87 ac) and it is newer than 92% of them (2008 against a typical 1974). Measured against all of Lee County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3095 Mississippi River Rd, Montrose, IA?

The 2024 property tax bill for 3095 Mississippi River Rd, Montrose, IA was $4,320. The county assessed it at $446,010.

Closest homes

More homes in Montrose 52639

Assigned schools

Explore the area

See this home in context

Open 3095 Mississippi River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map