Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$226,107$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $182,000 on Jul 1, 2020

3088 RIVERWOOD TER

BIRMINGHAM, AL 35242
3 / 1
Baths
1,205 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,460 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$226K
$201K low$251K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,000 · Jul 1, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,404
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,923
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,703
BANCORPSOUTH · recorded Jul 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$906 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,600 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.156 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyShelby
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oak Mountain High SchoolA+
High · Grades 9–12 · 3.0 mi
M
Oak Mountain Middle SchoolB-
Middle · Grades 6–8 · 3.1 mi
E
Oak Mountain Elementary SchoolA+
Elementary · Grades KG–3 · 3.1 mi

District: Shelby County School District

Neighborhood · ZIP 35242These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.57,683
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,436
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,321
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3088 Riverwood Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Birmingham 35242
  • Costs less per square foot than 68% of homes in Birmingham 35242
  • Smaller than 98% of homes in Birmingham 35242
  • Has a smaller lot than 96% of homes in Shelby County
  • Older than 81% of homes in Birmingham 35242

What homes are worth in Birmingham 35242

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$1.6M

This home is worth more than 2% of homes in Birmingham 35242.

How it measures up in Birmingham 35242

The dot is this home. The mark in the middle is the typical home in Birmingham 35242.

Estimated value$226,107
CheaperTypical $568,792Pricier

Pricier than 2% of homes nearby

Price per ft²$188
CheaperTypical $204Pricier

Pricier than 32% of homes nearby

Living area1,205 ft²
SmallerTypical 2,823 ft²Bigger

Bigger than 2% of homes nearby

Lot size3,460 ft²
SmallerTypical 0.38 acBigger

Bigger than 6% of homes nearby

Year built1987
OlderTypical 1999Newer

Newer than 19% of homes nearby

How 3088 Riverwood Ter ranks against every home in each area.
MeasureThis homeBirmingham 35242Shelby County
Estimated valuepricier than$226,1072% of homes18% of homes
Price per ft²pricier than$18832% of homes62% of homes
Living areabigger than1,205 ft²2% of homes8% of homes
Lot sizebigger than3,460 ft²6% of homes4% of homes
Year builtnewer than198719% of homes28% of homes

About 3088 Riverwood Ter

How much is 3088 Riverwood Ter, Birmingham, AL worth?

The TopHap Estimate for 3088 Riverwood Ter, Birmingham, AL is $226,107 as of Jul 14, 2026. The likely range is $201,296 to $250,918. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3088 Riverwood Ter, Birmingham, AL last sell?

3088 Riverwood Ter, Birmingham, AL last sold on Jul 1, 2020 for $182,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3088 Riverwood Ter, Birmingham, AL?

3088 Riverwood Ter, Birmingham, AL has 3 bathrooms, 1,205 square feet of living space and a 0.08-acre lot.

When was 3088 Riverwood Ter, Birmingham, AL built?

3088 Riverwood Ter, Birmingham, AL was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 3088 Riverwood Ter, Birmingham, AL?

3088 Riverwood Ter, Birmingham, AL is assigned to Oak Mountain High School (high), rated A+; Oak Mountain Middle School (middle), rated B-; Oak Mountain Elementary School (elementary), rated A+. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3088 Riverwood Ter, Birmingham, AL compare to other homes in Birmingham 35242?

Among the 17,974 homes in Birmingham 35242, it is worth more than 2% of them ($226,107 against a typical $568,792), its price per square foot is higher than 32% of them ($188 against a typical $204), it is bigger than 2% of them (1,205 ft² against a typical 2,823 ft²), its lot is bigger than 6% of them (3,460 ft² against a typical 0.38 ac) and it is newer than 19% of them (1987 against a typical 1999). Measured against all of Shelby County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3088 Riverwood Ter, Birmingham, AL?

The 2024 property tax bill for 3088 Riverwood Ter, Birmingham, AL was $906. The county assessed it at $20,600.

Closest homes

More homes in Birmingham 35242

Assigned schools

Explore the area

See this home in context

Open 3088 Riverwood Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map