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Rural ResidenceResidential
$534,866$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3089 STATE ROUTE 40

GREENWICH, NY 12834
3
Beds
2 / 1
Baths
2,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
156.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$483K low$587K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$534,866
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$427,893

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,475 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$666,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$357,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$309,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$666,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$666,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.156.20
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 456 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Greenwich Junior-Senior High SchoolB
Middle · Grades 7–12 · 3.2 mi
E
Greenwich Elementary SchoolC
Elementary · Grades PK–6 · 3.4 mi

District: Greenwich Central School District

Neighborhood · ZIP 12834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,002
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3089 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Washington County
  • Costs more per square foot than 76% of homes in Washington County
  • Bigger than 91% of homes in Washington County
  • Among the largest lots in Washington County
  • Older than 74% of homes in Washington County

What homes are worth in Greenwich 12834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$757K

This home is worth more than 92% of homes in Greenwich 12834.

How it measures up in Greenwich 12834

The dot is this home. The mark in the middle is the typical home in Greenwich 12834.

Estimated value$534,866
CheaperTypical $300,598Pricier

Pricier than 92% of homes nearby

Price per ft²$209
CheaperTypical $185Pricier

Pricier than 69% of homes nearby

Living area2,560 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 86% of homes nearby

Lot size156.2 ac
SmallerTypical 1.39 acBigger

Bigger than 98% of homes nearby

Year built1900
OlderTypical 1960Newer

Newer than 31% of homes nearby

How 3089 State Route 40 ranks against every home in each area.
MeasureThis homeGreenwich 12834Washington County
Estimated valuepricier than$534,86692% of homes94% of homes
Price per ft²pricier than$20969% of homes76% of homes
Living areabigger than2,560 ft²86% of homes91% of homes
Lot sizebigger than156.2 ac98% of homesalmost all homes
Year builtnewer than190031% of homes26% of homes

About 3089 State Route 40

How much is 3089 State Route 40, Greenwich, NY worth?

The TopHap Estimate for 3089 State Route 40, Greenwich, NY is $534,866 as of Jul 14, 2026. The likely range is $482,508 to $587,224. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3089 State Route 40, Greenwich, NY?

3089 State Route 40, Greenwich, NY has 3 bedrooms, 2 bathrooms, 2,560 square feet of living space and a 156.20-acre lot.

When was 3089 State Route 40, Greenwich, NY built?

3089 State Route 40, Greenwich, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3089 State Route 40, Greenwich, NY?

3089 State Route 40, Greenwich, NY is assigned to Greenwich Junior-Senior High School (middle), rated B; Greenwich Elementary School (elementary), rated C. All sit in Greenwich Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3089 State Route 40, Greenwich, NY compare to other homes in Greenwich 12834?

Among the 2,532 homes in Greenwich 12834, it is worth more than 92% of them ($534,866 against a typical $300,598), its price per square foot is higher than 69% of them ($209 against a typical $185), it is bigger than 86% of them (2,560 ft² against a typical 1,707 ft²), its lot is bigger than 98% of them (156.2 ac against a typical 1.39 ac) and it is newer than 31% of them (1900 against a typical 1960). Measured against all of Washington County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3089 State Route 40, Greenwich, NY?

The 2024 property tax bill for 3089 State Route 40, Greenwich, NY was $6,475. The county assessed it at $666,900.

Closest homes

More homes in Greenwich 12834

Assigned schools

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