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Single Family ResidenceResidential
$77,762$32 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $50,000 on Jan 4, 2022

309 JESS ST

BERNARD, IA 52032
3
Beds
3 / 1
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$78K
$55K low$100K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Jan 4, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,346 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 204 ft²Patio · 498 ft²Porch · 100 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolA-
Elementary · Grades PK–5 · 9.1 mi
M
Cascade Jr./Sr. High SchoolA-
Middle · Grades 6–12 · 9.6 mi

District: Western Dubuque Community School District

Neighborhood · ZIP 52032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,257
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,576
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,915
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Jess St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Dubuque County
  • Among the lowest price per square foot in Bernard 52032
  • Bigger than 95% of homes in Bernard 52032
  • Has a smaller lot than 89% of homes in Bernard 52032
  • Older than 87% of homes in Bernard 52032

What homes are worth in Bernard 52032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$828K

This home is worth more than 9% of homes in Bernard 52032.

How it measures up in Bernard 52032

The dot is this home. The mark in the middle is the typical home in Bernard 52032.

Estimated value$77,762
CheaperTypical $228,890Pricier

Pricier than 9% of homes nearby

Price per ft²$32
CheaperTypical $191Pricier

Cheaper than almost all homes nearby

Living area2,400 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.23 ac
SmallerTypical 1.11 acBigger

Bigger than 11% of homes nearby

Year built1925
OlderTypical 1977Newer

Newer than 13% of homes nearby

How 309 Jess St ranks against every home in each area.
MeasureThis homeBernard 52032Dubuque County
Estimated valuepricier than$77,7629% of homesalmost no homes
Price per ft²pricier than$32almost no homesalmost no homes
Living areabigger than2,400 ft²95% of homes90% of homes
Lot sizebigger than0.23 ac11% of homes47% of homes
Year builtnewer than192513% of homes24% of homes

About 309 Jess St

How much is 309 Jess St, Bernard, IA worth?

The TopHap Estimate for 309 Jess St, Bernard, IA is $77,762 as of Aug 30, 2026. The likely range is $55,045 to $100,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Jess St, Bernard, IA last sell?

309 Jess St, Bernard, IA last sold on Jan 4, 2022 for $50,000, according to the county's recorded deed.

How big is 309 Jess St, Bernard, IA?

309 Jess St, Bernard, IA has 3 bedrooms, 3 bathrooms, 2,400 square feet of living space and a 0.23-acre lot.

When was 309 Jess St, Bernard, IA built?

309 Jess St, Bernard, IA was built in 1925, making it 101 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 309 Jess St, Bernard, IA?

309 Jess St, Bernard, IA is assigned to Cascade Elementary School (elementary), rated A-; Cascade Jr./Sr. High School (middle), rated A-. All sit in Western Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Jess St, Bernard, IA compare to other homes in Bernard 52032?

Among the 858 homes in Bernard 52032, it is worth more than 9% of them ($77,762 against a typical $228,890), its price per square foot is higher than almost none of them ($32 against a typical $191), it is bigger than 95% of them (2,400 ft² against a typical 1,344 ft²), its lot is bigger than 11% of them (0.23 ac against a typical 1.11 ac) and it is newer than 13% of them (1925 against a typical 1977). Measured against all of Dubuque County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Jess St, Bernard, IA?

The 2024 property tax bill for 309 Jess St, Bernard, IA was $1,346. The county assessed it at $120,100.

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Assigned schools

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