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Single Family ResidenceResidential
$107,428$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $108,000 on Jun 7, 2016

81 JESS ST

BERNARD, IA 52032
2
Beds
2
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$107K
$83K low$132K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$108,000 · Jun 7, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,282 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Patio · 230 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolA-
Elementary · Grades PK–5 · 9.1 mi
M
Cascade Jr./Sr. High SchoolA
Middle · Grades 6–12 · 9.6 mi

District: Western Dubuque Community School District

Neighborhood · ZIP 52032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,257
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,576
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,915
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Jess St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Dubuque County
  • Costs less per square foot than 98% of homes in Dubuque County
  • Has a smaller lot than 86% of homes in Bernard 52032
  • Newer than 80% of homes in Dubuque County

What homes are worth in Bernard 52032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$759K

This home is worth more than 20% of homes in Bernard 52032.

How it measures up in Bernard 52032

The dot is this home. The mark in the middle is the typical home in Bernard 52032.

Estimated value$107,428
CheaperTypical $225,163Pricier

Pricier than 20% of homes nearby

Price per ft²$78
CheaperTypical $181Pricier

Pricier than 3% of homes nearby

Living area1,386 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.27 ac
SmallerTypical 1.12 acBigger

Bigger than 14% of homes nearby

Year built2002
OlderTypical 1978Newer

Newer than 75% of homes nearby

How 81 Jess St ranks against every home in each area.
MeasureThis homeBernard 52032Dubuque County
Estimated valuepricier than$107,42820% of homes2% of homes
Price per ft²pricier than$783% of homes2% of homes
Living areabigger than1,386 ft²52% of homes41% of homes
Lot sizebigger than0.27 ac14% of homes54% of homes
Year builtnewer than200275% of homes80% of homes

About 81 Jess St

How much is 81 Jess St, Bernard, IA worth?

The TopHap Estimate for 81 Jess St, Bernard, IA is $107,428 as of Sep 24, 2026. The likely range is $82,923 to $131,933. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 Jess St, Bernard, IA last sell?

81 Jess St, Bernard, IA last sold on Jun 7, 2016 for $108,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 81 Jess St, Bernard, IA?

81 Jess St, Bernard, IA has 2 bedrooms, 2 bathrooms, 1,386 square feet of living space and a 0.27-acre lot.

When was 81 Jess St, Bernard, IA built?

81 Jess St, Bernard, IA was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 81 Jess St, Bernard, IA?

81 Jess St, Bernard, IA is assigned to Cascade Elementary School (elementary), rated A-; Cascade Jr./Sr. High School (middle), rated A. All sit in Western Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Jess St, Bernard, IA compare to other homes in Bernard 52032?

Among the 858 homes in Bernard 52032, it is worth more than 20% of them ($107,428 against a typical $225,163), its price per square foot is higher than 3% of them ($78 against a typical $181), it is bigger than 52% of them (1,386 ft² against a typical 1,344 ft²), its lot is bigger than 14% of them (0.27 ac against a typical 1.12 ac) and it is newer than 75% of them (2002 against a typical 1978). Measured against all of Dubuque County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Jess St, Bernard, IA?

The 2024 property tax bill for 81 Jess St, Bernard, IA was $1,282. The county assessed it at $123,900.

More homes on Jess St

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Assigned schools

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