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Single Family ResidenceResidential
$486,726$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $320,500 on Feb 5, 2021

309 NATIONAL ST

SAINT THOMAS, MO 65076
4
Beds
3
Baths
1,741 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$487K
$440K low$534K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,500 · Feb 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,375 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.0.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blair Oaks Middle SchoolA
Middle · Grades 6–8 · 8.8 mi
H
Blair Oaks High SchoolA+
High · Grades 9–12 · 8.8 mi
E
Blair Oaks Elementary School
Elementary · Grades PK–2 · 8.9 mi

District: Blair Oaks R-Ii School District

Neighborhood · ZIP 65076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.659
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,370
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 National St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Cole County
  • Costs more per square foot than 91% of homes in Cole County
  • Has a smaller lot than 82% of homes in Saint Thomas 65076
  • Newer than 98% of homes in Saint Thomas 65076

What homes are worth in Saint Thomas 65076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$750K

This home is worth more than 71% of homes in Saint Thomas 65076.

How it measures up in Saint Thomas 65076

The dot is this home. The mark in the middle is the typical home in Saint Thomas 65076.

Estimated value$486,726
CheaperTypical $388,136Pricier

Pricier than 71% of homes nearby

Price per ft²$280
CheaperTypical $220Pricier

Pricier than 77% of homes nearby

Living area1,741 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.86 ac
SmallerTypical 3.82 acBigger

Bigger than 18% of homes nearby

Year built2020
OlderTypical 1978Newer

Newer than 98% of homes nearby

How 309 National St ranks against every home in each area.
MeasureThis homeSaint Thomas 65076Cole County
Estimated valuepricier than$486,72671% of homes84% of homes
Price per ft²pricier than$28077% of homes91% of homes
Living areabigger than1,741 ft²53% of homes60% of homes
Lot sizebigger than0.86 ac18% of homes71% of homes
Year builtnewer than202098% of homes97% of homes

About 309 National St

How much is 309 National St, Saint Thomas, MO worth?

The TopHap Estimate for 309 National St, Saint Thomas, MO is $486,726 as of Sep 24, 2026. The likely range is $439,762 to $533,690. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 National St, Saint Thomas, MO last sell?

309 National St, Saint Thomas, MO last sold on Feb 5, 2021 for $320,500, according to the county's recorded deed.

How big is 309 National St, Saint Thomas, MO?

309 National St, Saint Thomas, MO has 4 bedrooms, 3 bathrooms, 1,741 square feet of living space and a 0.86-acre lot.

When was 309 National St, Saint Thomas, MO built?

309 National St, Saint Thomas, MO was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 309 National St, Saint Thomas, MO?

309 National St, Saint Thomas, MO is assigned to Blair Oaks Middle School (middle), rated A; Blair Oaks High School (high), rated A+; Blair Oaks Elementary School (elementary). All sit in Blair Oaks R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 National St, Saint Thomas, MO compare to other homes in Saint Thomas 65076?

Among the 275 homes in Saint Thomas 65076, it is worth more than 71% of them ($486,726 against a typical $388,136), its price per square foot is higher than 77% of them ($280 against a typical $220), it is bigger than 53% of them (1,741 ft² against a typical 1,680 ft²), its lot is bigger than 18% of them (0.86 ac against a typical 3.82 ac) and it is newer than 98% of them (2020 against a typical 1978). Measured against all of Cole County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 National St, Saint Thomas, MO?

The 2025 property tax bill for 309 National St, Saint Thomas, MO was $3,375. The county assessed it at $59,200.

More homes on National St

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Assigned schools

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