Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$349,892$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $239,176 on Oct 25, 2019

309 RIVER ROCK DR

MADISON, AL 35756
1
Baths
2,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$328K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$239,176 · Oct 25, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,634
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,707
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,258
DHI MORTGAGE COMPANY LTD · recorded Oct 25, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,188 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Journey Middle SchoolA+
Middle · Grades 6–8 · 5.6 mi
H
Bob Jones High SchoolA-
High · Grades 9–12 · 7.9 mi
E
Midtown Elementary SchoolA+
Elementary · Grades KG–5 · 8.0 mi

District: Madison City School District

Neighborhood · ZIP 35756These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,153
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,753
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,126
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Madison 35756
  • Bigger than 73% of homes in Madison County
  • Newer than 89% of homes in Madison County

What homes are worth in Madison 35756

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$835K

This home is worth more than 38% of homes in Madison 35756.

How it measures up in Madison 35756

The dot is this home. The mark in the middle is the typical home in Madison 35756.

Estimated value$349,892
CheaperTypical $393,330Pricier

Pricier than 38% of homes nearby

Price per ft²$166
CheaperTypical $177Pricier

Pricier than 34% of homes nearby

Living area2,108 ft²
SmallerTypical 2,220 ft²Bigger

Bigger than 45% of homes nearby

Year built2019
OlderTypical 2015Newer

Newer than 71% of homes nearby

How 309 River Rock Dr ranks against every home in each area.
MeasureThis homeMadison 35756Madison County
Estimated valuepricier than$349,89238% of homes60% of homes
Price per ft²pricier than$16634% of homes39% of homes
Living areabigger than2,108 ft²45% of homes73% of homes
Year builtnewer than201971% of homes89% of homes

About 309 River Rock Dr

How much is 309 River Rock Dr, Madison, AL worth?

The TopHap Estimate for 309 River Rock Dr, Madison, AL is $349,892 as of Jul 14, 2026. The likely range is $327,840 to $371,944. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 River Rock Dr, Madison, AL last sell?

309 River Rock Dr, Madison, AL last sold on Oct 25, 2019 for $239,176, according to the county's recorded deed.

How big is 309 River Rock Dr, Madison, AL?

309 River Rock Dr, Madison, AL has 1 bathrooms and 2,108 square feet of living space.

When was 309 River Rock Dr, Madison, AL built?

309 River Rock Dr, Madison, AL was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 309 River Rock Dr, Madison, AL?

309 River Rock Dr, Madison, AL is assigned to Journey Middle School (middle), rated A+; Bob Jones High School (high), rated A-; Midtown Elementary School (elementary), rated A+. All sit in Madison City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 River Rock Dr, Madison, AL compare to other homes in Madison 35756?

Among the 10,812 homes in Madison 35756, it is worth more than 38% of them ($349,892 against a typical $393,330), its price per square foot is higher than 34% of them ($166 against a typical $177), it is bigger than 45% of them (2,108 ft² against a typical 2,220 ft²) and it is newer than 71% of them (2019 against a typical 2015). Measured against all of Madison County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 River Rock Dr, Madison, AL?

The 2025 property tax bill for 309 River Rock Dr, Madison, AL was $2,188. The county assessed it at $36,360.

Closest homes

More homes in Madison 35756

Assigned schools

Explore the area

See this home in context

Open 309 River Rock Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map