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Single Family ResidenceResidential
$430,013$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

309 RUBY CATE WAY

MURFREESBORO, TN 37128
0
Baths
2,086 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$430K
$414K low$446K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,174
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,939
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$398,839
FIRST COMMUNITY MORTGAGE INC · recorded Aug 9, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,749 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,925 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,175
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 236 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Christiana Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
E
Chrisitiana Elementary SchoolA-
Elementary · Grades KG–5 · 1.4 mi
H
Riverdale High SchoolB-
High · Grades 9–12 · 4.5 mi

District: Rutherford County School District

Neighborhood · ZIP 37128These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.71,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,302 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,866
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Ruby Cate Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Rutherford County
  • Has a smaller lot than 85% of homes in Rutherford County
  • Newer than 94% of homes in Murfreesboro 37128

What homes are worth in Murfreesboro 37128

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$976K

This home is worth more than 50% of homes in Murfreesboro 37128.

How it measures up in Murfreesboro 37128

The dot is this home. The mark in the middle is the typical home in Murfreesboro 37128.

Estimated value$430,013
CheaperTypical $431,171Pricier

Pricier than 50% of homes nearby

Price per ft²$206
CheaperTypical $218Pricier

Pricier than 33% of homes nearby

Living area2,086 ft²
SmallerTypical 2,010 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.17 ac
SmallerTypical 0.26 acBigger

Bigger than 26% of homes nearby

Year built2023
OlderTypical 2008Newer

Newer than 94% of homes nearby

How 309 Ruby Cate Way ranks against every home in each area.
MeasureThis homeMurfreesboro 37128Rutherford County
Estimated valuepricier than$430,01350% of homes58% of homes
Price per ft²pricier than$20633% of homes31% of homes
Living areabigger than2,086 ft²53% of homes60% of homes
Lot sizebigger than0.17 ac26% of homes15% of homes
Year builtnewer than202394% of homes94% of homes

About 309 Ruby Cate Way

How much is 309 Ruby Cate Way, Murfreesboro, TN worth?

The TopHap Estimate for 309 Ruby Cate Way, Murfreesboro, TN is $430,013 as of Jul 14, 2026. The likely range is $413,761 to $446,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Ruby Cate Way, Murfreesboro, TN last sell?

309 Ruby Cate Way, Murfreesboro, TN last sold on Aug 9, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 309 Ruby Cate Way, Murfreesboro, TN?

309 Ruby Cate Way, Murfreesboro, TN has 2,086 square feet of living space and a 0.17-acre lot.

When was 309 Ruby Cate Way, Murfreesboro, TN built?

309 Ruby Cate Way, Murfreesboro, TN was built in 2023, making it 3 years old.

What schools serve 309 Ruby Cate Way, Murfreesboro, TN?

309 Ruby Cate Way, Murfreesboro, TN is assigned to Christiana Middle School (middle), rated B; Chrisitiana Elementary School (elementary), rated A-; Riverdale High School (high), rated B-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Ruby Cate Way, Murfreesboro, TN compare to other homes in Murfreesboro 37128?

Among the 25,632 homes in Murfreesboro 37128, it is worth more than 50% of them ($430,013 against a typical $431,171), its price per square foot is higher than 33% of them ($206 against a typical $218), it is bigger than 53% of them (2,086 ft² against a typical 2,010 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.26 ac) and it is newer than 94% of them (2023 against a typical 2008). Measured against all of Rutherford County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Ruby Cate Way, Murfreesboro, TN?

The 2025 property tax bill for 309 Ruby Cate Way, Murfreesboro, TN was $1,749. The county assessed it at $107,925.

Closest homes

More homes in Murfreesboro 37128

Assigned schools

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