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Single Family ResidenceResidential
$104,039$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

309 SPRUCE ST

ELYRIA, OH 44035
3
Beds
1
Baths
1,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$104K
$84K low$124K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,131
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,230

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLORAIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westwood Elementary SchoolD+
Elementary · Grades KG–4 · 1.2 mi
M
Westwood Middle SchoolD
Middle · Grades 5–8 · 1.2 mi
H
Elyria High SchoolD+
High · Grades 9–12 · 1.7 mi

District: Elyria City School District

Neighborhood · ZIP 44035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.65,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,841
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,410
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Lorain County
  • Costs less per square foot than 91% of homes in Lorain County
  • Smaller than 79% of homes in Lorain County
  • Has a smaller lot than 75% of homes in Lorain County
  • Older than 85% of homes in Lorain County

What homes are worth in Elyria 44035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$422K

This home is worth more than 13% of homes in Elyria 44035.

How it measures up in Elyria 44035

The dot is this home. The mark in the middle is the typical home in Elyria 44035.

Estimated value$104,039
CheaperTypical $181,612Pricier

Pricier than 13% of homes nearby

Price per ft²$88
CheaperTypical $135Pricier

Pricier than 14% of homes nearby

Living area1,184 ft²
SmallerTypical 1,405 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 35% of homes nearby

Year built1930
OlderTypical 1959Newer

Newer than 21% of homes nearby

How 309 Spruce St ranks against every home in each area.
MeasureThis homeElyria 44035Lorain County
Estimated valuepricier than$104,03913% of homes7% of homes
Price per ft²pricier than$8814% of homes9% of homes
Living areabigger than1,184 ft²32% of homes21% of homes
Lot sizebigger than0.15 ac35% of homes25% of homes
Year builtnewer than193021% of homes15% of homes

About 309 Spruce St

How much is 309 Spruce St, Elyria, OH worth?

The TopHap Estimate for 309 Spruce St, Elyria, OH is $104,039 as of Sep 24, 2026. The likely range is $83,793 to $124,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Spruce St, Elyria, OH last sell?

309 Spruce St, Elyria, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 309 Spruce St, Elyria, OH?

309 Spruce St, Elyria, OH has 3 bedrooms, 1 bathrooms, 1,184 square feet of living space and a 0.15-acre lot.

When was 309 Spruce St, Elyria, OH built?

309 Spruce St, Elyria, OH was built in 1930, making it 96 years old. It is a colonial home. The building has 2 stories.

What schools serve 309 Spruce St, Elyria, OH?

309 Spruce St, Elyria, OH is assigned to Westwood Elementary School (elementary), rated D+; Westwood Middle School (middle), rated D; Elyria High School (high), rated D+. All sit in Elyria City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Spruce St, Elyria, OH compare to other homes in Elyria 44035?

Among the 21,647 homes in Elyria 44035, it is worth more than 13% of them ($104,039 against a typical $181,612), its price per square foot is higher than 14% of them ($88 against a typical $135), it is bigger than 32% of them (1,184 ft² against a typical 1,405 ft²), its lot is bigger than 35% of them (0.15 ac against a typical 0.18 ac) and it is newer than 21% of them (1930 against a typical 1959). Measured against all of Lorain County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Spruce St, Elyria, OH?

The 2025 property tax bill for 309 Spruce St, Elyria, OH was $1,051. The county assessed it at $43,130.

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