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Single Family ResidenceResidential
$139,208$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

30984 STATE ROUTE 281

HOLGATE, OH 43527
2
Beds
1
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$139K
$111K low$167K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,823
MIDWEST COMMUNITY FCU · recorded Nov 17, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,500
MIDWEST COMMUNITY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,123 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,371

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEFIANCE
Lot (acres)The size of the land the home sits on, from county records.0.95
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 380 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ayersville Elementary SchoolA
Elementary · Grades KG–6 · 4.3 mi
M
Ayersville High SchoolB
Middle · Grades 7–12 · 4.3 mi

District: Ayersville Local School District

Neighborhood · ZIP 43527These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.175
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,267
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,007
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

30984 State Route 281 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 85% of homes in Holgate 43527
  • Smaller than 88% of homes in Holgate 43527
  • Older than 88% of homes in Defiance County

What homes are worth in Holgate 43527

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$400K

This home is worth more than 47% of homes in Holgate 43527.

How it measures up in Holgate 43527

The dot is this home. The mark in the middle is the typical home in Holgate 43527.

Estimated value$139,208
CheaperTypical $145,098Pricier

Pricier than 47% of homes nearby

Price per ft²$131
CheaperTypical $91Pricier

Pricier than 85% of homes nearby

Living area1,064 ft²
SmallerTypical 1,598 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.95 ac
SmallerTypical 0.57 acBigger

Bigger than 57% of homes nearby

Year built1922
OlderTypical 1940Newer

Newer than 48% of homes nearby

How 30984 State Route 281 ranks against every home in each area.
MeasureThis homeHolgate 43527Defiance County
Estimated valuepricier than$139,20847% of homes37% of homes
Price per ft²pricier than$13185% of homes64% of homes
Living areabigger than1,064 ft²12% of homes17% of homes
Lot sizebigger than0.95 ac57% of homes61% of homes
Year builtnewer than192248% of homes12% of homes

About 30984 State Route 281

How much is 30984 State Route 281, Holgate, OH worth?

The TopHap Estimate for 30984 State Route 281, Holgate, OH is $139,208 as of Jul 14, 2026. The likely range is $111,045 to $167,371. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 30984 State Route 281, Holgate, OH last sell?

30984 State Route 281, Holgate, OH last sold on Jan 1, 1997, according to the county's recorded deed.

How big is 30984 State Route 281, Holgate, OH?

30984 State Route 281, Holgate, OH has 2 bedrooms, 1 bathrooms, 1,064 square feet of living space and a 0.95-acre lot.

When was 30984 State Route 281, Holgate, OH built?

30984 State Route 281, Holgate, OH was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 30984 State Route 281, Holgate, OH?

30984 State Route 281, Holgate, OH is assigned to Ayersville Elementary School (elementary), rated A; Ayersville High School (middle), rated B. All sit in Ayersville Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 30984 State Route 281, Holgate, OH compare to other homes in Holgate 43527?

Among the 964 homes in Holgate 43527, it is worth more than 47% of them ($139,208 against a typical $145,098), its price per square foot is higher than 85% of them ($131 against a typical $91), it is bigger than 12% of them (1,064 ft² against a typical 1,598 ft²), its lot is bigger than 57% of them (0.95 ac against a typical 0.57 ac) and it is newer than 48% of them (1922 against a typical 1940). Measured against all of Defiance County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 30984 State Route 281, Holgate, OH?

The 2025 property tax bill for 30984 State Route 281, Holgate, OH was $1,123. The county assessed it at $28,480.

Closest homes

More homes in Holgate 43527

Assigned schools

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