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Single Family ResidenceResidential
$323,073$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31 E RIVER DR

PHOENIX, NY 13135
4
Beds
3 / 1
Baths
2,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$323K
$284K low$362K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$233,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,458
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
MANUFACTURERS & TRADERS TRUST CO · recorded Jun 30, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,244 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
John C. Birdlebough High SchoolB-
High · Grades 9–12 · 0.6 mi
M
Emerson J. Dillon Middle SchoolC+
Middle · Grades 5–8 · 0.9 mi
E
Michael A. Maroun Elementary SchoolD
Elementary · Grades KG–4 · 1.1 mi

District: Phoenix Central School District

Neighborhood · ZIP 13135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,873
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 E River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Oswego County
  • Costs more per square foot than 75% of homes in Oswego County
  • Bigger than 85% of homes in Oswego County
  • Has a bigger lot than 71% of homes in Phoenix 13135
  • Newer than 77% of homes in Phoenix 13135

What homes are worth in Phoenix 13135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$659K

This home is worth more than 77% of homes in Phoenix 13135.

How it measures up in Phoenix 13135

The dot is this home. The mark in the middle is the typical home in Phoenix 13135.

Estimated value$323,073
CheaperTypical $206,224Pricier

Pricier than 77% of homes nearby

Price per ft²$154
CheaperTypical $145Pricier

Pricier than 56% of homes nearby

Living area2,100 ft²
SmallerTypical 1,579 ft²Bigger

Bigger than 77% of homes nearby

Lot size2 ac
SmallerTypical 0.9 acBigger

Bigger than 71% of homes nearby

Year built1988
OlderTypical 1960Newer

Newer than 77% of homes nearby

How 31 E River Dr ranks against every home in each area.
MeasureThis homePhoenix 13135Oswego County
Estimated valuepricier than$323,07377% of homes91% of homes
Price per ft²pricier than$15456% of homes75% of homes
Living areabigger than2,100 ft²77% of homes85% of homes
Lot sizebigger than2 ac71% of homes64% of homes
Year builtnewer than198877% of homes73% of homes

About 31 E River Dr

How much is 31 E River Dr, Phoenix, NY worth?

The TopHap Estimate for 31 E River Dr, Phoenix, NY is $323,073 as of Jul 14, 2026. The likely range is $283,873 to $362,273. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 31 E River Dr, Phoenix, NY?

31 E River Dr, Phoenix, NY has 4 bedrooms, 3 bathrooms, 2,100 square feet of living space and a 2.00-acre lot.

When was 31 E River Dr, Phoenix, NY built?

31 E River Dr, Phoenix, NY was built in 1988, making it 38 years old. It is a colonial home. The building has 2 stories.

What schools serve 31 E River Dr, Phoenix, NY?

31 E River Dr, Phoenix, NY is assigned to John C. Birdlebough High School (high), rated B-; Emerson J. Dillon Middle School (middle), rated C+; Michael A. Maroun Elementary School (elementary), rated D. All sit in Phoenix Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 E River Dr, Phoenix, NY compare to other homes in Phoenix 13135?

Among the 2,273 homes in Phoenix 13135, it is worth more than 77% of them ($323,073 against a typical $206,224), its price per square foot is higher than 56% of them ($154 against a typical $145), it is bigger than 77% of them (2,100 ft² against a typical 1,579 ft²), its lot is bigger than 71% of them (2 ac against a typical 0.9 ac) and it is newer than 77% of them (1988 against a typical 1960). Measured against all of Oswego County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 E River Dr, Phoenix, NY?

The 2024 property tax bill for 31 E River Dr, Phoenix, NY was $9,244. The county assessed it at $162,000.

Closest homes

More homes in Phoenix 13135

Assigned schools

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