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Single Family ResidenceResidential
$220,401$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Jan 19, 2018

31 RICHARDSON AVE

UTICA, NY 13502
3
Beds
2 / 1
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$220K
$209K low$232K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Jan 19, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,523
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,605
PLAZA HM MTG · recorded Mar 5, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,473
SECRETARY HOUSING URBAN DEVELOPMENT
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,169

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,573 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,488

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 494 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hugh R Jones Elementary SchoolC-
Elementary · Grades KG–6 · 0.8 mi
M
Senator James H Donovan Middle SchoolB-
Middle · Grades 7–8 · 2.1 mi
H
Thomas R Proctor High SchoolD+
High · Grades 9–12 · 3.7 mi

District: Utica City School District

Neighborhood · ZIP 13502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.596 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,269
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Richardson Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 73% of homes in Oneida County
  • Older than 91% of homes in South Utica

What homes are worth in Utica 13502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$451K

This home is worth more than 63% of homes in Utica 13502.

How it measures up in Utica 13502

The dot is this home. The mark in the middle is the typical home in Utica 13502.

Estimated value$220,401
CheaperTypical $200,209Pricier

Pricier than 63% of homes nearby

Price per ft²$137
CheaperTypical $154Pricier

Pricier than 36% of homes nearby

Living area1,612 ft²
SmallerTypical 1,490 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.19 ac
SmallerTypical 0.18 acBigger

Bigger than 56% of homes nearby

Year built1918
OlderTypical 1949Newer

Newer than 22% of homes nearby

How 31 Richardson Ave ranks against every home in each area.
MeasureThis homeSouth UticaUtica 13502Oneida County
Estimated valuepricier than$220,40155% of homes63% of homes50% of homes
Price per ft²pricier than$13747% of homes36% of homes38% of homes
Living areabigger than1,612 ft²42% of homes58% of homes51% of homes
Lot sizebigger than0.19 ac64% of homes56% of homes27% of homes
Year builtnewer than19189% of homes22% of homes23% of homes

About 31 Richardson Ave

How much is 31 Richardson Ave, Utica, NY worth?

The TopHap Estimate for 31 Richardson Ave, Utica, NY is $220,401 as of Jul 14, 2026. The likely range is $208,924 to $231,878. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Richardson Ave, Utica, NY last sell?

31 Richardson Ave, Utica, NY last sold on Jan 19, 2018 for $80,000, according to the county's recorded deed.

How big is 31 Richardson Ave, Utica, NY?

31 Richardson Ave, Utica, NY has 3 bedrooms, 2 bathrooms, 1,612 square feet of living space and a 0.19-acre lot.

When was 31 Richardson Ave, Utica, NY built?

31 Richardson Ave, Utica, NY was built in 1918, making it 108 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 31 Richardson Ave, Utica, NY?

31 Richardson Ave, Utica, NY is assigned to Hugh R Jones Elementary School (elementary), rated C-; Senator James H Donovan Middle School (middle), rated B-; Thomas R Proctor High School (high), rated D+. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Richardson Ave, Utica, NY compare to other homes in Utica 13502?

Among the 10,089 homes in Utica 13502, it is worth more than 63% of them ($220,401 against a typical $200,209), its price per square foot is higher than 36% of them ($137 against a typical $154), it is bigger than 58% of them (1,612 ft² against a typical 1,490 ft²), its lot is bigger than 56% of them (0.19 ac against a typical 0.18 ac) and it is newer than 22% of them (1918 against a typical 1949). Measured against all of Oneida County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Richardson Ave, Utica, NY?

The 2024 property tax bill for 31 Richardson Ave, Utica, NY was $2,573. The county assessed it at $57,600.

Closest homes

More homes in Utica 13502

Assigned schools

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