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Single Family ResidenceResidential
$276,256$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Jan 30, 2025

3104 RITCHIE RD

METAMORA, MI 48455
1.5
Baths
1,192 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.

Valuation

$276K
$265K low$287K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Jan 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,256
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,005
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
NATIONAL CITY BANK · recorded May 1, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAPEER
Lot (acres)The size of the land the home sits on, from county records.14.33
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Murphy Elementary SchoolB+
Elementary · Grades KG–5 · 1.4 mi
H
Lapeer High SchoolA-
High · Grades 10–12 · 6.4 mi
M
Rolland-Warner 6-7 CampusB+
Middle · Grades 6–7 · 6.8 mi

District: Lapeer Community Schools

Neighborhood · ZIP 48455These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,006
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,152
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,064
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3104 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Metamora 48455
  • Costs more per square foot than 88% of homes in Lapeer County
  • Smaller than 90% of homes in Metamora 48455
  • Has a bigger lot than 91% of homes in Lapeer County
  • Older than 83% of homes in Metamora 48455

What homes are worth in Metamora 48455

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$1.3M

This home is worth more than 24% of homes in Metamora 48455.

How it measures up in Metamora 48455

The dot is this home. The mark in the middle is the typical home in Metamora 48455.

Estimated value$276,256
CheaperTypical $380,904Pricier

Pricier than 24% of homes nearby

Price per ft²$232
CheaperTypical $207Pricier

Pricier than 67% of homes nearby

Living area1,192 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 10% of homes nearby

Lot size14.33 ac
SmallerTypical 3.84 acBigger

Bigger than 90% of homes nearby

Year built1966
OlderTypical 1988Newer

Newer than 17% of homes nearby

How 3104 Ritchie Rd ranks against every home in each area.
MeasureThis homeMetamora 48455Lapeer County
Estimated valuepricier than$276,25624% of homes62% of homes
Price per ft²pricier than$23267% of homes88% of homes
Living areabigger than1,192 ft²10% of homes21% of homes
Lot sizebigger than14.33 ac90% of homes91% of homes
Year builtnewer than196617% of homes31% of homes

About 3104 Ritchie Rd

How much is 3104 Ritchie Rd, Metamora, MI worth?

The TopHap Estimate for 3104 Ritchie Rd, Metamora, MI is $276,256 as of Jul 14, 2026. The likely range is $265,281 to $287,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3104 Ritchie Rd, Metamora, MI last sell?

3104 Ritchie Rd, Metamora, MI last sold on Jan 30, 2025 for $50,000, according to the county's recorded deed.

How big is 3104 Ritchie Rd, Metamora, MI?

3104 Ritchie Rd, Metamora, MI has 1.5 bathrooms, 1,192 square feet of living space and a 14.33-acre lot.

When was 3104 Ritchie Rd, Metamora, MI built?

3104 Ritchie Rd, Metamora, MI was built in 1966, making it 60 years old.

What schools serve 3104 Ritchie Rd, Metamora, MI?

3104 Ritchie Rd, Metamora, MI is assigned to Murphy Elementary School (elementary), rated B+; Lapeer High School (high), rated A-; Rolland-Warner 6-7 Campus (middle), rated B+. All sit in Lapeer Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3104 Ritchie Rd, Metamora, MI compare to other homes in Metamora 48455?

Among the 3,533 homes in Metamora 48455, it is worth more than 24% of them ($276,256 against a typical $380,904), its price per square foot is higher than 67% of them ($232 against a typical $207), it is bigger than 10% of them (1,192 ft² against a typical 1,867 ft²), its lot is bigger than 90% of them (14.33 ac against a typical 3.84 ac) and it is newer than 17% of them (1966 against a typical 1988). Measured against all of Lapeer County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3104 Ritchie Rd, Metamora, MI?

The 2025 property tax bill for 3104 Ritchie Rd, Metamora, MI was $3,647. The county assessed it at $148,500.

Closest homes

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Assigned schools

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