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Single Family ResidenceResidential
$1,059,948$442 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3105 NW RIVER TRAIL PL

BEND, OR 97703
3
Beds
3
Baths
2,397 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$996K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$729,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$583,958
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
JOSTAD FAMILY TRUST (PT) · P · recorded Dec 19, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$435,950 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,054,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Star Elementary SchoolA-
Elementary · Grades KG–5 · 1.9 mi
H
Summit High SchoolA+
High · Grades 9–12 · 3.0 mi
M
Pacific Crest Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,618
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3105 Nw River Trail Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Deschutes County
  • Costs less per square foot than 72% of homes in Bend 97703
  • Bigger than 77% of homes in Deschutes County
  • Has a smaller lot than 87% of homes in Awbrey Butte
  • Newer than 83% of homes in Bend 97703

What homes are worth in Bend 97703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$396K$2.9M

This home is worth more than 51% of homes in Bend 97703.

How it measures up in Bend 97703

The dot is this home. The mark in the middle is the typical home in Bend 97703.

Estimated value$1,059,948
CheaperTypical $1,051,325Pricier

Pricier than 51% of homes nearby

Price per ft²$442
CheaperTypical $508Pricier

Pricier than 28% of homes nearby

Living area2,397 ft²
SmallerTypical 2,112 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 34% of homes nearby

Year built2014
OlderTypical 1999Newer

Newer than 83% of homes nearby

How 3105 Nw River Trail Pl ranks against every home in each area.
MeasureThis homeAwbrey ButteBend 97703Deschutes County
Estimated valuepricier than$1,059,94829% of homes51% of homes81% of homes
Price per ft²pricier than$44239% of homes28% of homes69% of homes
Living areabigger than2,397 ft²34% of homes61% of homes77% of homes
Lot sizebigger than0.17 ac13% of homes34% of homes33% of homes
Year builtnewer than201481% of homes83% of homes82% of homes

About 3105 Nw River Trail Pl

How much is 3105 Nw River Trail Pl, Bend, OR worth?

The TopHap Estimate for 3105 Nw River Trail Pl, Bend, OR is $1,059,948 as of Jul 14, 2026. The likely range is $996,185 to $1,123,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3105 Nw River Trail Pl, Bend, OR last sell?

3105 Nw River Trail Pl, Bend, OR last sold on Dec 19, 2014, according to the county's recorded deed.

How big is 3105 Nw River Trail Pl, Bend, OR?

3105 Nw River Trail Pl, Bend, OR has 3 bedrooms, 3 bathrooms, 2,397 square feet of living space and a 0.17-acre lot.

When was 3105 Nw River Trail Pl, Bend, OR built?

3105 Nw River Trail Pl, Bend, OR was built in 2014, making it 12 years old. The building has 1 story.

What schools serve 3105 Nw River Trail Pl, Bend, OR?

3105 Nw River Trail Pl, Bend, OR is assigned to North Star Elementary School (elementary), rated A-; Summit High School (high), rated A+; Pacific Crest Middle School (middle), rated A-. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3105 Nw River Trail Pl, Bend, OR compare to other homes in Bend 97703?

Among the 14,580 homes in Bend 97703, it is worth more than 51% of them ($1,059,948 against a typical $1,051,325), its price per square foot is higher than 28% of them ($442 against a typical $508), it is bigger than 61% of them (2,397 ft² against a typical 2,112 ft²), its lot is bigger than 34% of them (0.17 ac against a typical 0.25 ac) and it is newer than 83% of them (2014 against a typical 1999). Measured against all of Deschutes County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3105 Nw River Trail Pl, Bend, OR?

The 2025 property tax bill for 3105 Nw River Trail Pl, Bend, OR was $7,366. The county assessed it at $435,950.

Closest homes

More homes in Bend 97703

Assigned schools

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